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Old 28th August 2008, 10:27   #1 (permalink)
Tinohead
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Posts: 16
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Default Summary Cause Summons

Hi,

I'm hoping someone on here can help.

I received a Summary Cause Summons under my front door last night and I need a bit of advice on how to deal with it.

Basically, I can pay off the money in full (well I will be able to as of tomorrow when I get paid), but I need to know a couple of things.

1) The amount they are claiming is "£105.75 with interest on that sum at the rate of 8% annually from the date of service and expenses together with compensation for late payment in the sum of £40.00".

So how do I work out exactly how much I'm due?

2) Do I make payment to the pursuer or their solicitors?

3) If I make payment in full tomorrow, will I have to go to, or be represented at, court?

Thanks in advance for all your help.

Tino.
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Old 30th August 2008, 14:18   #2 (permalink)
reallymadwoman
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Default Re: Summary Cause Summons

bump
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Old 30th August 2008, 15:46   #3 (permalink)
Tinohead
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Default Re: Summary Cause Summons

Thanks for the bump, can anyone help me with this please?

Thanks,
Tino
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Old 30th August 2008, 15:49   #4 (permalink)
maroondevo52
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Default Re: Summary Cause Summons

Hi, Tino.

Whats your Return Date on the Summons ?

Regards.

Scott.
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Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 30th August 2008, 15:53   #5 (permalink)
Tinohead
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Default Re: Summary Cause Summons

Hi Scott,

The return date is 18/09/08, which is why I'm hoping I have time to resolve this without anything reaching court?
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Old 30th August 2008, 15:58   #6 (permalink)
maroondevo52
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Default Re: Summary Cause Summons

Hi,


1. Here's a 'link' to the spreadsheets, I used (Scotland Simple Excel)


6. Interest calculation spreadsheets


2. I would pay the persuers Solicitors.

3. If you pay the full amount you will not have to go to court.


I'll try to find out how much the Interest is

Regards.

Scott.
__________________
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.
Help keep it up and active, helping people like you.

Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 30th August 2008, 16:09   #7 (permalink)
Tinohead
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Default Re: Summary Cause Summons

At 8% that works out at £4.91.

Obviously that goes up daily though, so should I phone the solicitors and ask them for a settlement fee?

Thanks for the help so far!
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Old 30th August 2008, 16:12   #8 (permalink)
maroondevo52
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Default Re: Summary Cause Summons

Hi,

If you have the date when they are claiming the £105.75.
Put that in the calculator and it will work out how many days since and add up the Interest.

Or, like you say, give them a phone to find out exactly how much your due.

Regards.

Scott.
__________________
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.
Help keep it up and active, helping people like you.

Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 30th August 2008, 16:17   #9 (permalink)
Tinohead
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Posts: 16
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Default Re: Summary Cause Summons

Yeah, that's what I did, £4.91 as of today.

I'll phone them on Monday and get a final figure. So if I pay this on Monday, it will be over with and nothing will go to court?
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Old 30th August 2008, 16:41   #10 (permalink)
maroondevo52
Site Team
 
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Default Re: Summary Cause Summons

That sounds like the way to go, you don't want to see those guys with the Wigs

Regards.

Scott.
__________________
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.
Help keep it up and active, helping people like you.

Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 30th August 2008, 16:43   #11 (permalink)
Tinohead
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Join Date: Jul 2006
Posts: 16
Tinohead Novitiate
Default Re: Summary Cause Summons

Aye, you're right! Thanks very much for your help

Don't suppose you could lend me any advice in my other thread? Council Tax Arrears - Setting up a payment plan
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Old 1st September 2008, 17:41   #12 (permalink)
Tinohead
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Join Date: Jul 2006
Posts: 16
Tinohead Novitiate
Default Re: Summary Cause Summons

Ok, I've just been speaking to them and on top of the £105.75 and the £40, I've now got to pay court and sherrif's officers fees which bring the total to £322.

Does that sound right? If that's what I have to pay then fair enough, but I just want to make sure I'm not paying for things I can avoid?

Thanks
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