consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
Debt Action Group > Dealing with Debt in Scotland

Dealing with Debt in Scotland Advice and guidance on Scotland specific debt issues


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 31st July 2008, 13:32   #1 (permalink)
mikeb1
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 92
mikeb1 Novitiate
Default D.c.a. Threat Coming To My Home

Hi all Got letter from buchananclark + wells who say they are coming to my home regarding an unpaid council tax bill.I have told them several times that I have been in contact with citizens advice who have contacted all of my creditors and are trying to come to an arrangement with a payment plan for all concerned.They say they have not been informed of this and keep harrassing me.I told them to contact the council and they would let them know whats happening,but it doesn`t stop them harrassing me.I seen a post somewhere which said I have the right not to let them into my home,but cant find it now,can anyone point me to a link,or give me advice regarding the law here in Scotland?as I think it was an English post I saw anyhow. CAB never intended to write to them only the city council regarding the matter,they are now threating to arresst my bank account,help please.
mikeb1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st July 2008, 23:00   #2 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: D.c.a. Threat Coming To My Home

Hi Mike,
This is a link to the letter, part two (thanks to Rory) is the type you could send DCA?Home Visits

Andy
old_andrew2007 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd August 2008, 22:06   #3 (permalink)
mikeb1
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 92
mikeb1 Novitiate
Default Re: D.c.a. Threat Coming To My Home

Thanks for the link Andy

but that letter sounds a bit ify
mikeb1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd August 2008, 23:02   #4 (permalink)
old_andrew2007
Platinum Account Customer
Default Re: D.c.a. Threat Coming To My Home

Hi
You could PM the author of the letter rory32, with a link to yout thread, with luck there may be an update.
old_andrew2007 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2008, 22:56   #5 (permalink)
IdaInFife
Platinum Account Customer
 
IdaInFife's Avatar
Default Re: D.c.a. Threat Coming To My Home

There won't be an update as already explained in it that it is not applicable to Scotland but could send the letter and hope the numpties don't realise (prob if deling with english based dca's)

And the major part is prob they have a summary warrant for your unpaid taxes so they can collect on payment.

What you need to do is make up and I&E shhet and a letter with your propsed payment and include the first payment and keep up the payments.

After a sumaary warrant is granted and you fail to make any arrangement them they can get wages arressment etc


idax
__________________
Bank Of Scotland: Full refund of bank charges
Llyods tsb: Full refund of bank charges

I know nothing for sure but pretty good with ebay/paypal and sky tv if that helps!

And getting better with dca's
IdaInFife is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Home sweet home for RedVixen NOT!!! RedVixen Residential and Commercial Lettings 21 26th July 2008 13:02
Equita - Auction removal car and home goods - not even living at home!!! unique case headingleyjr Bailiffs and Sheriff Officers 13 15th June 2007 16:25
There coming to get me 5N4K3 Welcome to the Consumer Forums 1 12th June 2007 11:25
Im coming for you GE!!!!! pobat Store Cards 7 5th February 2007 00:55
its coming home its coming home my money is coming home neilk HSBC Bank 2 24th July 2006 20:16




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.