Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Would you like to clean up your credit file? Check it out | | | | | | | Dealing with Debt in Scotland Advice and guidance on Scotland specific debt issues | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
16th July 2008, 13:04
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#1 (permalink)
| | Basic Account Customer | Summary Warrant Hi there,
I was wondering if somebody would be kind enough to offer me some advice.
I have received some letters from BCW saying they have obtained a summary warrant against me and that they have gained permission to arrest my bank account. There a 3 letters in all I received, but they were sent to my mums house and not mine, so I have not replied yet as I only recently received them.
This is from a 1999 C/Tax debt for £600 with Glasgow council. The thing is I was a student at the time and I have told the council this before. I sent them a letter and a confirmation letter from the university telling them this and that is the last I heard of it until now. I still have the original confirmation letter from the university saying I was a student at that time.
I can’t afford to pay this right now and they obviously don’t have any of my contact details.
What do I do now? It's all very very worrying. Please help  |
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17th July 2008, 10:31
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#7 (permalink)
| | Platinum Account Customer | Re: Summary Warrant Quote:
Originally Posted by Marky Boy Hi all,
I
I'm trying to think of a strategy now on how to deal with this.
There are a few things that I am unsure of:
- Who do I deal with, BCW or Glasgow Council? Glasgow Council, BCW would not listen anyway
- Why are they only bothering me about this now? They will have been told to or have been on a cheap debt buying trip
- I was a student so I was not liable surely? Need to confirm with the student advisory body - try this link Council Tax and students
- If the worst comes to the worst can I pay by instalments, and who to? Pay the council and cut out BCW just to spite them
- Do I contact them by phone or I writing? always in writing, then you have a paper trail of events | Good Luck |
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17th July 2008, 21:02
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#11 (permalink)
| | Platinum Account Customer | Re: Summary Warrant If you write to the council and ask for a breakdown. I take it (sorry never been a student) you got housing benefit if so once you get the dates from the council , write to your local HB and CT beneifts office and start an appeal for these dates. You will need to send any evidence you have i.e letter sfrom uni etc.
Some people think that because it says on ct and hb award letters they should appeal within a certain amount of time (6 weeks) that after that you have no options. This is untrue. i appealed for a CT bill 3 years prior and got the result i wanted.
Get years/dates that they say you are you due. Put it in writing to you Hb and CT office with as much evidence as you can and send a letter to BCW to say account in dispute.
ida x
__________________
Bank Of Scotland: Full refund of bank charges
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I know nothing for sure but pretty good with ebay/paypal and sky tv if that helps!
And getting better with dca's |
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