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Dealing with Debt in Scotland Advice and guidance on Scotland specific debt issues

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Old 25th November 2007, 11:01   #41 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

Hi Knox - try this:-

Image hosting, free photo sharing & video sharing at Photobucket

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Old 25th November 2007, 11:40   #42 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

Unforunately I'm at work at the moment and the filter photobucket and the likes You can find the jpg here:

FileFactory.com - free file hosting

You have to go through a page or two of adverts before you can download the file. For that I apologise. If you can be bothered with that look now otherwise I'll upload to Photobucket tonight when I get home.

Thanks!
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Old 26th November 2007, 06:43   #43 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

ok, here's a better link:

BOS_CCA_copy.jpg - Image - Photobucket - Video and Image Hosting
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Old 26th November 2007, 08:18   #44 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

I'm very confused here - i thought the loan was with the student loans company?
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Old 26th November 2007, 08:40   #45 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

ok any terms and conditions with the document?

there is a clear reference to T&Cs in the CCA document therefore they must be sent too

also this is dated 2002? i thought it was a pre 98 agreement?

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Old 26th November 2007, 08:51   #46 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

tiglet and pt2537

knoxvillain seems to have a separate issue regarding a CCA request to BoS and defaults which the scanned documents relate to.
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Old 26th November 2007, 09:51   #47 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

Quote:
Originally Posted by fermi View Post
tiglet and pt2537

knoxvillain seems to have a separate issue regarding a CCA request to BoS and defaults which the scanned documents relate to.
Okey dokey, didnt see that

in that case forget about

Quote:

also this is dated 2002? i thought it was a pre 98 agreement?
however, this comment is still relevent

Quote:
ok any terms and conditions with the document?

there is a clear reference to T&Cs in the CCA document therefore they must be sent too
to fully comply with a CCA request they must provide the Agreement and any document referred to in it

therefore no t&cs makes this invalid as it stands

regards

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Old 26th November 2007, 13:19   #48 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

Could it be possible that they told him it was to do with the student loans and sent him documents for a different account as they have more than one account for him.
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Old 26th November 2007, 13:22   #49 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

That's what i was wondering - it's certainly not a student loans document.
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Old 26th November 2007, 13:33   #50 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

Well it still could be a student loan. My dad when he was studing for his degree took out loans with banks and seperate loans with the student loans companies.
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Old 26th November 2007, 17:25   #51 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

I see what you mean, but as Knoxvillan referred to Student loans company throughout, i had rather assumed he was referring to the company, not the type of loan - hopefully he'll pop along later and clarify what is going on.
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Old 26th November 2007, 18:40   #52 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

sorry for the confusion, I've been very naughty and been using the same thread for 2 problems. Capquest/SLC haven't sent me anything yet.

The page above is from a CCA request I sent in March and only now got a response. And to answer your question, it was only a letter and that CCA photocopy I got. There was no terms & conditions attached.

Since it has taken them 8 months to fulfil it (or not as it seems), do I have grounds to force them to remove the default?
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Old 26th November 2007, 19:13   #53 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

go and sit on the naughty step, knoxvillan - you have confused us all thoroughly today.
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Old 27th November 2007, 07:39   #54 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

some would say it's an easy thing to do not me tho, just some people would say it
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Old 28th November 2007, 00:01   #55 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

no-one wanna help me now I've been naughty? :o
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Old 28th November 2007, 00:05   #56 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

I'll always help a naughty boy. But there's not much I can do, as I'm on the naughty step myself.

So - what are you saying? No valid CCA as no T&Cs?

Please post in words of one syllable and make it easy for us.

xx
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Old 28th November 2007, 07:43   #57 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

Sorry, i've got the photbucket site maintenance logo, so can't check at the moment and am getting my best suit on to go to court at the moment, so will ahve to check later unless someone comes along in the meantime.
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Old 28th November 2007, 08:03   #58 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

there's an alternative link above it but you concentrate on your court appearance (which is hopefully related to banking and not criminal charges!) Best of luck.
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Old 28th November 2007, 09:03   #59 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

No, I'm hand-holding for someone else, so must go and put my make-up on!
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Old 28th November 2007, 10:01   #60 (permalink)
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Default Re: HELP! Student Loans Company/ CapQuest

thats your story and you're sticking to it eh? I guess we'll see you in 5 - 10 years :P
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