Claim Issued Against Me. HSBC BANK.**WON** They discontinued - Page 4

pt2537 · 12th January 2008, 12:43

RESULT!!!!

Right then

Keep that letter safe, infact keep all the documents in relation to this claim very safe,

it may come in very handy if they are stooooopid enough to re issue proceedings against you under the other account

wednesday1867 · 12th January 2008, 12:48

Will do, seeing as the Notice says "Take Notice that the upon the defendant making payment to the claimant" Which i obviously haven't

Is it worthwhile trying to get the default removed now?

pt2537 · 12th January 2008, 20:18

Hi wednesday,

Any chance you could post a copy of the document? removing all the personal bits first, i am a little concerned if they have told the court you have paid as you clearly havent and it may even be the case that you give the court a call on monday to see what they have said

Regards
paul

wednesday1867 · 12th January 2008, 22:07

Does it matter if they say i have paid? Surely that just zero's this account number, if they match it up with the right details, saying ive paid this won't come into it?

Here it is:

pt2537 · 12th January 2008, 22:11

Hi wednesday,

Well, im just concerned that they are saying that they have brought the claim and you have paid them in an out of court settlement if you like,

i will have a chat with a couple of the other Sitehelpers to gauge an opinion and see what they others say.

at the end of the day

they have brought a claim without any grounds to do so, now they are saying youve given in and paid, thats how im reading it

bear with me and i will get back to you

regards
paul

wednesday1867 · 12th January 2008, 22:16

Didnt think of that, i just kinda dismissed it, just gald they had stopped proceedings.

Take as long as needed and thanks again.

scampjet · 13th January 2008, 11:48

Hi wednesday1867,

Thank you so much for pointing me towards your thread!

I have just read it all the way through and so relieved at the outcome yesterday!

You are right about the similarities, the only difference seems to be that I had already claimed refund of charges from HSBC and made it a condition of my acceptance that they used part of their offer to pay off the current account so that it could be closed.

Just a thought! You say earlier that metropolitan had messed up the account numbers on a number of accounts. I take it that you are hoping that they have indeed been lost...................Wo uld'nt that be nice! could it be the case that HSBC has simply passed them on to CL because they can't claim anything and CL has Just issued claims against them all as a job lot in the hope they won't be defended. If that were the case, and I were them, I would think it was worth a punt aswell!

Congratulations again!

wednesday1867 · 13th January 2008, 13:18

Quote:

Originally Posted by scampjet

Just a thought! You say earlier that metropolitan had messed up the account numbers on a number of accounts. I take it that you are hoping that they have indeed been lost...................Wo uld'nt that be nice! could it be the case that HSBC has simply passed them on to CL because they can't claim anything and CL has Just issued claims against them all as a job lot in the hope they won't be defended.

It would be nice if they have lost it, but it 6 months since i cca'd them, so its unenforcable as they havent supplied a signed agreement, so if they do find it, i can still defend it. Im just thinking about how to go about getting the default removed now.

As Goldlady said in post 11, it does seem as CL have issued claims against a number of people at once, like you say hoping people just back down and pay or dont even bother defending. I have had a couple of letters since they started their claim against me, saying that they are still waiting for documents from HSBC, because when it was first transferred i told them, they had bought a duff account and they should look into, which they are, so i was suprised to receive the Court papers.

So now again its just a waiting game, depending on what Paul and Mods decide is the best way forward with the lie they told the court.

scampjet · 13th January 2008, 13:45

Hi wednesday,

I have only just notice your PM : Thank you!

Obviuosly not ruthless enough with the tippex !:o

These people are not stupid though and I can't see another reason to buy a debt they can't claim.................... .........time will tell!

wednesday1867 · 13th January 2008, 13:56

Depends how much they paid for it tho? I would of thought it would only cost a percent of the acual debt, they may even get a bigger percentage off, if they buy a few at a time, also if the Bank have washed their hands of the account, i guess they would accpet something agianst a dead loss.

No worries about the PM, i kinda jumped the gun, saw the password and thought, that needs removing, after i sent the pm i realised half the claim number was missing, so it was ok

scampjet · 13th January 2008, 14:26

Iv'e deleted the doc's anyway..........will blank out completely next time. I just wanted Paul to see there were different numbers on the bank details so I left some in. Then did the same with the claim form, but you are quite right.

I have posted this morning one of my concerns (another one came to mind) Perhaps you could take a look and give me your views? I don't think there's a problem but I would like to cover every angle I can.

wednesday1867 · 14th January 2008, 20:04

How ya doing Paul?

Had chance to gauge consensus on this little white lie they told the Court?

If not, no worries and no rush

pt2537 · 14th January 2008, 21:30

Hi Wednesday,

i have sought some opinions on this

basically, its really up to you how you want to play it, you could accept thatthey have thrown in the towel or you could challenge the validity of their withdrawal

as i said its entirely your choice

Regards
paul

wednesday1867 · 14th January 2008, 22:11

Surely the only benefit of challenging the validity is to end up winning, which technically ive done already?

scampjet · 22nd January 2008, 20:30

Hi Wednesday,

Can i ask if you actually recieved the additional information you asked for from CL. I sent the same letter a couple of days ago. I had a "sorry we missed you" card from postman today and have a large recorded white envelope to pick up from the sorting office. I assume this is the information I have asked for... I was hoping they would'nt send me anything! Hopfuly the defence remains the same...........its the wrong account! Just wondering if htere's any kind of pattern.

wednesday1867 · 31st January 2008, 19:14

Sorry Scampjet for the delay in replying, been busy with work, one day in Glasgow, next in London

and a case of man flu doesnt help

When CL took over the debt, i wrote and informed them that i was waiting on a copy of my agreement since last year, they wrote back saying they would look into it with HSBC, ive had one or two more letters saying they are still waiting to hear from HSBC, so no, not received anything yet....

In your thread tho, B3rty says in post 60, that HSBC tend to wipe old accounts, so hopefully, they have wiped it, but time will tell.

Also regarding your case, i wouldnt worry too much, hopefully you will get the same result as i did.

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