County Court Summons - can i defend it?**WON CASE STRUCK OUT* - Page 2

stephen7 · 15th December 2007, 07:44

hi, back online now, so should be able to answer more quickly.
originally sent a cca to transcom who were collecting the money for arrow. back inapril 07, they sent back a statement of monies i had paid them. ( they took over from paragon in feb 07).
i have never received a default notice from them.
i received the letter threatening court on 10th nov 07 giving me till the 15th nov 07 to send them CLEARED funds.

the court summons was dated 22 nov 07
by the way, i had consulted a solicitor in august who wrote to arrow, they never received a reply either.
is there anything else you need to know?
and thanks for your help
steve

stephen7 · 18th December 2007, 19:43

hi all,
an update,missed the postman, but he left a note, registered letter waitng for me, will be re-delivered tomorrow, not expecting anything, so can only assume it is from arrow, even though it is late,
as the final date is for mon.( i will have to file something before friday)
can anyone advice me what to do?
steve

pt2537 · 18th December 2007, 19:54

hello,

right i will try and post a defence for you to use tonight which sets out their failures to supply info

stephen7 · 18th December 2007, 20:11

thanks paul,
but if the letter is from them, they will have provided it... but over 5 days late.
will this make a difference?
sorry to sound so dumb, but i am a complete novice at this and probably way out of my depth
( getting nervous as the time draws near)
steve

pt2537 · 18th December 2007, 20:14

right then, ok, heres what we do, get the letter, then as a matter of urgency let us know what the letter is,i can put up the defence to the action as it stands and then if the letter is no good or not what you have asked for, you will have a defence to use, if the letter is what you want we can take it from there

regards
paul

stephen7 · 18th December 2007, 20:28

ok, will let you know what, if anything ,the letter says tomorrow.
and thanks again for your help
steve

pt2537 · 18th December 2007, 20:50

steve

can we just confirm, you have recieved a copy of your credit agreement in the past yes? if so can you scan in a copy so we can check it over, remove all personal details first

i just want to make sure we cross all the Ts and dot the I's

stephen7 · 18th December 2007, 22:06

hi paul,
yes, i received a copy of the cca, although not the original, just a blank copy with the details filled in. no signatures, etc. and no T & C.
hope it has scanned/uploaded ok
steve

stephen7 · 18th December 2007, 22:10

dont think that worked too well

pt2537 · 18th December 2007, 22:17

try photobucket,

so it wasnt your credit agreement then?

no name and address or signatures. i just want to get the defence right thats all we need to make sure were right

stephen7 · 18th December 2007, 22:23

paul, i deleted the name/address, but there are no signatures, have found a copy of the T & C if you want them, will try and upload again
steve

pt2537 · 18th December 2007, 22:28

oh ok, just wanted to check,now is the address on the form the correct one? i have known for companies to make mistakes, like littlewoods did with me when they wrote my new address onto the alleged credit agreement, the problem was of course i only moved in recently so there was no way the form was the original, if you see what im getting at

regards
paul

stephen7 · 18th December 2007, 22:30

another attempt,
sorry as well as changing my isp i have changed my computer and am now running vista, can't find half of my applications etc
( Have deleted attachment as personal details were showing)

stephen7 · 18th December 2007, 22:46

Quote:

Originally Posted by pt2537

oh ok, just wanted to check,now is the address on the form the correct one? i have known for companies to make mistakes, like littlewoods did with me when they wrote my new address onto the alleged credit agreement, the problem was of course i only moved in recently so there was no way the form was the original, if you see what im getting at

regards
paul

yes paul,
the basic details are correct,
eg the amount , names and address,
but as i say it is not the original
steve

pt2537 · 18th December 2007, 22:51

ok cool

thats all i needed to know

Regards
paul

pt2537 · 18th December 2007, 23:11

right Steve, in the morning i will put a defence up for you based on what youve told me,

the usual applies, its your decision to use it, i am offering it purely as guidance as im not a qualified lawyer.

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