Bankruptcy Order !!! *** WON, TWICE ***

42man · 11th July 2007, 08:45

Absolutely incredible !!! I have just received a letter Bankruptcy Order On Creditors Petition from Wrexham County Court....it says UPON petition of 1st Credit Finance Limited, a creditor, which was presented on 5th day of March 2007 - Upon hearing the Solicitor for the creditor and the Debtor not appearing AND UPON reading the evidence...(my name and address occupation unknown of my address..be adjudged bankrupt and the court being satisfied that the EC regulation does apply and that these peoceedings are main proceedings as defined in Article 3 of the EC regulation dated 9th July 2007 Time 10:18 am hours....

This is unbelievable I have NEVER, NEVER seen any paperwork regarding this !!!!!!

How can I challenge this ?? can I stop this ?? can anybody help me please ??

tomterm8 · 11th July 2007, 10:34

I would phone the national debt line immediatly.

sequenci · 11th July 2007, 10:46

Quote:

Originally Posted by 42man

my name and address occupation unknown of my address..

i'm a little confused by this, do you mean they had your address but not your occupation?

have you ever received a statutory demand or the creditor's bankruptcy petition?

have you any assetts?

dx100uk · 11th July 2007, 11:36

not being funny
but this HAS got the courts stamp on it hasn't it?

would be a very OTT trick by a DCA, but not unheard off.

dx100uk

42man · 11th July 2007, 11:50

Absolutely incredible.....I still can't get over it....if I had received a summons I would have fought it vehemently...and yes it does have the County Court Stamp on it......and the envelope had the stamp on it too....this is a complete bolt out of the blue....

42man · 11th July 2007, 11:51

Yes they had my address but it says occupation unknown....i'm furious..

sequenci · 11th July 2007, 11:53

Have you contacted the court to see about appealing the order being made? You can do so If 1st Credit have messed up with the process, if you state you've not received any previous information such as a Stautory Demand or Creditor's Petition you have a good shot.

Have you any assetts such as a mortgaged property?

What was the original debt for?

42man · 11th July 2007, 11:53

I have NEVER received a statutory demand or anything similar....and yes I do have a house a wife and 2 small children.....

tomterm8 · 11th July 2007, 11:54

Were there any penalty charges added to the account?

42man · 11th July 2007, 11:56

Thanks Sequenci.....do I just ring them or write a letter.....??

And I would of course use the CCA and S.A.R - (Subject Access Request) action......but i'm just stunned....

sequenci · 11th July 2007, 11:57

before you do anything i really need to do a wee bit of investigating, i'll endeavour to reply within the next 3 hours on this one.

1st credit's love of bankruptcy isn't a good look at all.

42man · 11th July 2007, 11:59

Thank you, thank you, thank you Sequenci....your help is hugley appreciated.....

Belaflat · 11th July 2007, 12:08

I would suggest having a look in the London Gazette, personal insolvency section and perform an advanced search using the details sent to you to see if it is genuine.

I have done a search for Wrexham 5th March 2007 and came up with nothing and a search for Wrexham occupation unknown which gave 1 result with a petition date of Jan 2nd 2007.

Sorry I cant help more but it might give you a pointer.

EDIT
Just seen the other replies so ignore what I have said.

Belaflat · 11th July 2007, 12:15

42man, just had a look at your other posts.
Does this relate to one of the debts you say is statute barred or the one you have been paying to Connaught.?

42man · 11th July 2007, 12:32

I have just rung the County Court who are sending me an annulment form apparently they said a stat demand was delivered to my house and was given to a lady (my wife - we aren't getting on great and she didn't give it to me, probably binned it) but I categorically swear that I didn't know about this....if I did I would have fought this with my life....

I have also rung the Official Receiver who I told I have applied for an annulment form......they also asked me some financial questions, but until they receive or hear about the annulment officially they have to progress and I have an interview on the 7th August at 10:00.....

Once again thanks for any help received in advance.....

42man · 11th July 2007, 12:37

No it doesn't relate to this as I have been paying them regularly.....

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