Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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| | | | | | | DCA Legal Successes This is where threads will be moved after a successful legal victory regarding a DCA issue. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
11th July 2007, 15:17
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#25 (permalink)
| | Site Team
I am in: The debt forums!
Posts: 5,042
|  Re: Bankruptcy Order !!!
Quote:
Originally Posted by 42man  I am 99% sure that this debt is also statute barred, is this also worth mentioning ?? does this carry any gravitas in these situations.... | absolutely. a statute barred debt allows you total defence to any action brought against it, in addition the onus would be on the creditor to prove that the debt isn't statute barred.
You can search for a solicitor here: The Directory
You can seach for free legal advice from a law centre here: The Law Centres Federation | 
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11th July 2007, 15:51
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#28 (permalink)
| | Platinum Account Customer
I am in: Tyneside
Posts: 3,522
| Re: Bankruptcy Order !!!
42man, dreadful situation. I do know that if you can put in a good and sufficiently complex counterclaim against stat demand the court will make the creditor use the county court instead. Assuming of course that your annullment form takes you back to the position before the stat demand was issued. I know this cos I issued stat demand against former landlord and he successfully fought it.
Last edited by Goldlady; 11th July 2007 at 15:52.
Reason: got confused lol
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11th July 2007, 16:03
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#29 (permalink)
| | Site Team
I am in: The debt forums!
Posts: 5,042
| Re: Bankruptcy Order !!!
Quote:
Originally Posted by 42man BAD NEWS....it would seem that this debt isn't time barred, I was out by about 9 months..... | is that by your own admission or is that what they have told you? | |
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11th July 2007, 16:27
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#33 (permalink)
| | Site Team
I am in: The debt forums!
Posts: 5,042
| Re: Bankruptcy Order !!!
Quote:
Originally Posted by 42man Well I haven'd said anything to them (or been in contact with them) but I vaguely remember paying them in the region of £10 - £20 per month about 5.4 years ago before I moved house due to having children.... | onus is on them to prove it isn't stat barred!
get on that cca / Subject Access Request  | |
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