Consumer Action Group envelope labels
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Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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| | | | | | | Credit Reference Agencies Experian, Equifax, CallCredit etc | Welcome to The Consumer Action Group
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The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
2nd August 2008, 22:59
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#1 (permalink)
| | Platinum Account Customer
I am in: South west
Posts: 1,595
|  I wouldn't believe this if ....
it hadn't happened to me.
I received my credit report from Equifax, scanned the credit accounts checking to see if the one that was supposed to be removed had been, then checked the rest of the information.
'Associate Information - these are people you have a financial relationship with ......'
Name given was totally unknown to me until I realised, because the first name is rather unusual, that it's somebody I know through a hobby related social club. Until I received this report I didn't know that person's second name, date of birth or address, but I do now. The only connection between us is that we are both members of this club. The second names are totally different, and the only similarity between addresses is that we both live in the same town .... but as we both belong to the same club, I think I could have worked that out for myself.
Be warned, paying a membership fee apparently gives you a financial association to every other member. I've queried this entry, amongst other things asking why the other 57 members are not also named as financial associates. | 
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3rd August 2008, 06:45
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#3 (permalink)
| | Platinum Account Customer
I am in: South west
Posts: 1,595
| Re: I wouldn't believe this if ....
I will be finding out how they came by this information, but I really doubt the club passed it on, in fact I would know if they had because I would have done it - I'm the treasurer. It is a complete mystery to me at the moment. | |
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12th September 2008, 13:15
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#4 (permalink)
| | Platinum Account Customer
I am in: South west
Posts: 1,595
| Re: I wouldn't believe this if ....
Up date on the above.
Information was supplied by a bank 'due to an error in our systems'. Both myself, the club and the 'financial associate' bank at the same branch, probably not that surprising in a fairly small town. It seems that the link was made because when I paid the first batch of this year's membership cheques into the club account, it was in fact only mine and this other persons. Being prompt payers is also grounds to assume a financial association it seems.
I've been promised the information will be deleted immediately and have received profuse apologies and a credit of £50 in my account as a goodwill gesture, so I'm happy to leave it at that as no damage done. I've suggested that my fellow member have a look at this website though because he's just been turned down for a mortgage .... | |
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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