gone away written on credit report

[peppapig]

just a quick one sent hsbc a claim for bank charges and mcs the overdraft and bank loan cca request ,now on my credit report with experian its written gone away what does this mean

[maroondevo52]

Hi, peppapig.

GAIN - Gone Away Information Network: Credit reference agencies are members of GAIN, a network through which lenders share information on customers with debts who have moved home without telling their lenders of a forwarding address. The information may include both the address the customer moved from and any address the customer has since been recorded as living at.

If you share a financial responsibility with someone else, for example a joint court judgment, a joint account or a joint application for credit, this will be shown on your credit file together with who you share the responsibility with and when the connection was created.

Agencies may be told about any other names you have been known by and your file will show who gave them the information.



Hope that helps.

Regards.

Scott.

[peppapig]

yes maybe they got my letter when they wouldnt send my statements because i moved house told me to go to my nearest branch to sign my signature i told them to go and whistle stop wasting my time as mcs is been collecting the debt until i cca