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CAG Products - We think that these will help you to make your claim or Reclaim your Right

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Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
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N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



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New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

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Read the
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£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 25th May 2008, 11:02   #1 (permalink)
postggj
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Join Date: Aug 2007
Posts: 2,483
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Default Electoral register and cra

i have been in the financial wilderness for a number of years but thanks to cag i now have a clean credit file.
i often check my credit file and have recently done a credit score. this score is not as high as i would like it to be.
the reason given by the cra is that i am not on ther electrol roll.

what i would like to know is does not being on the register have a big impact on my score.
by how many points will my score go up if i register.

the reason for not registering is dca, this is no longer a problem

many thanks
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Old 25th May 2008, 11:37   #2 (permalink)
patdavies
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patdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informativepatdavies Highly informative
Default Re: elcetrol register and cra

If you have received the registration forms for the electoral register, it is a criminal offence not to complete them in full. Being on the register is not simply a matter of choice.

I don't know by how points your score will improve, but it will improve. Being on the register provides evidence of permanent address.
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Old 26th May 2008, 15:22   #3 (permalink)
becka
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Default Re: elcetrol register and cra

The other benefit of being on the electoral role is that you can VOTE
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Old 26th May 2008, 17:02   #4 (permalink)
dpick
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Default Re: elcetrol register and cra

You can take option to not be in published copy of the register available to the public.

dpick
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Old 22nd July 2008, 02:18   #5 (permalink)
Gwarpt1
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Posts: 11
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Default Re: elcetrol register and cra

I found that my credit report showed that I was not on electoral roll and the time at address field was 00 years 00 months.
I am on the electoral roll and have written confirmation
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