About to take on the Co Op

jimmy1811 · 18th June 2007, 23:40

First of all I'd just like to say this is a fantastic site.
Just getting myself prepared to claim back my charges that at have times crippled me. Seeing as I have been with this bank for twenty years it would be like winning the lottery if I could go back that far, is it right that I can only go back six years?
I am going to open another account with a different bank before I start this action because I feel they might get the right hump and make life difficult.
To be honest it feels pretty scary taking them on, but if I win then the beers on me.
Keep up the good work.
Jimmy1811

Parkvale · 28th June 2007, 08:18

jimmy181,
Please do not be worried to ask any questions however silly they seem. The Consumer Action Group has over 150,000 people as registered users and has helped over 8,300 people to reclaim over £14,000,000. So we can help you. Good luck.

livelylad · 28th June 2007, 08:34

Claiming back further than 6 years is more complicated and in general the bank fights harder. The decision is yours if you are prepared to put the work in, then there is every chance that they will pay the whole lot.

jimmy1811 · 28th June 2007, 21:28

Thanks Parkvale and Livelylad, I hope to have my new bank account set up by the weekend and then I will send off my first letter S.A.R - (Subject Access Request) to them. Should I just go for the last six years or go for the last twenty? I bet they wont have any records going back that far.

livelylad · 29th June 2007, 06:03

Ask for statements for the entire duration of your account. The should hold around 10 years worth.

katscash · 3rd July 2007, 12:14

hi i have just sent S.A.R - (Subject Access Request) in to co-op this is over 6yrs as well i want every penny back

and i,m willing to fight for it good luck

phatram · 3rd July 2007, 16:33

If you need any help give us a shout.
Good luck.

katscash · 3rd July 2007, 19:42

thankyou for your support

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