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Cooperative Bank Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 6th June 2007, 10:35   #1 (permalink)
fiyah
Basic Account Customer
 
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Default Fiyah Vs Co-op Bank

Sent off my S.A.R - (Subject Access Request) on 30th May
Little bit worried as i live in Hull and im hoping i wont get to the court part of my claim, but im not going to let this put me off.
I work hard to earn money for me and my son and i want back whats mine and his.
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Old 6th June 2007, 12:59   #2 (permalink)
fiyah
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Default Re: Fiyah Vs Co-op Bank

just checked on royal mail website and my S.A.R. (subject access request) was signed for on the 4th June.
Getting a bit nervous, but excited at the same time.
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Old 4th July 2007, 12:13   #3 (permalink)
fiyah
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Default Re: Fiyah Vs Co-op Bank

received my list of charges back this morning.
am i right in thinking you can claim back the commision charges + fees - privilege premier subscription charges?
if thats the case then im claiming back 1168.50 in commision and 1056.00 in fees....grand total 2224.50
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Old 4th July 2007, 17:18   #4 (permalink)
phatram
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I am in: DERBY
Posts: 1,767
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Default Re: Fiyah Vs Co-op Bank

You cannot claim back privilege premier subscription charges.
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Old 4th July 2007, 17:38   #5 (permalink)
fiyah
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Default Re: Fiyah Vs Co-op Bank

i havent included those subscription fees in my figures, theres a couple of commission charges of 2 pounds and i think they may be from when i drew money out abroad last year, but i'll leave those in my amount to be claimed back as its only 4 pounds in total and wont make a huge dent in the amount i want back.
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Old 22nd July 2007, 00:13   #6 (permalink)
fiyah
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Default Re: Fiyah Vs Co-op Bank

the 14 days are up for a response to my prelim and no reply, LBA in the post 2morrow
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Old 7th August 2007, 13:19   #7 (permalink)
fiyah
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Default Re: Fiyah Vs Co-op Bank

i know 7 banks and 1 building society have signed the waiver to put a hold on all current claims but how will we know if the co-op has agreed to sign this FSA waiver?
i receive the weekly newsletter from moneysavingexpert.com and so far there has been nothing in there to say the co-op have signed up and theres nothing on the FSA website either.
did read on the FSA website tho that banks have to acknowledge your complaint within 5 working days......so i presume when you send in your prelim thats your "compaint" being lodged against them yes? no? anyone?
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Old 7th August 2007, 13:22   #8 (permalink)
davybuk
Basic Account Customer
Default Re: Fiyah Vs Co-op Bank

There's a statement on the Smile site about it so I guess the Co-op are the same as they are the same bank....
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Old 7th August 2007, 13:26   #9 (permalink)
fiyah
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Default Re: Fiyah Vs Co-op Bank

yeah theres one on the co-op site aswell
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