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Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
10th May 2007, 19:20
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#1 (permalink)
| | Platinum Account Customer |  mcuth v Co-Op pII
Found a £19.50 charge on my account from the other month, so just sent the preliminary letter today 
Cheers
Michael | 
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7th June 2007, 00:17
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#3 (permalink)
| | Platinum Account Customer | Re: mcuth v Co-Op pII
Hehehe
Well, I got their standard "we'll take 4 weeks to look at this" letter back on 19th May, and I've just got around to sending the LBA today....
Cheers
Michael | |
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26th June 2007, 00:06
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#5 (permalink)
| | Platinum Account Customer | Re: mcuth v Co-Op pII
The response to the LBA was that they'd "need another 4 weeks" to look at the request that I've already been generous with (7 weeks! Mind, it is only £19.50 ).
Nothing received by today, so I took my printed claim form & cheque down to the court - outside opening hours, but they'll see it in the morning 
That's now £49.85 they owe me (plus 1p per day, LOL) for the sake of a £19.50 charge 
Cheers
Michael | |
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8th July 2007, 02:29
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#8 (permalink)
| | Platinum Account Customer | Re: mcuth v Co-Op pII
Quote:
Originally Posted by livelylad  Hello mate. | Hello matey
OT:
Thought you were on holiday? 
Must catch up soon - week after next ok (i.e. w/c 16/07)?
Cheers
Michael | |
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8th July 2007, 07:53
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#9 (permalink)
| | Site Team | Re: mcuth v Co-Op pII
No, just finished that holiday mate. Go away on Tuesday until the 6th August.
__________________ I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice. | |
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8th July 2007, 15:45
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#10 (permalink)
| | Platinum Account Customer | Re: mcuth v Co-Op pII
Quote:
Originally Posted by livelylad No, just finished that holiday mate. Go away on Tuesday until the 6th August. | Sheesh - what a jetsetter
Give me a shout when you get back then mate - Belgium should be finished at the end of next week (Go out on Tuesday for the last time, hopefully!)
Cheers
Michael | |
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22nd August 2007, 17:24
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#11 (permalink)
| | Platinum Account Customer | Re: mcuth v Co-Op pII
Hmmm, been a bit slack in updating this claim really 
Remembering that my claim was issued on 25th June, a brief precis is that the Co-Op credited my account with £19.50 on 8th July and after being reminded that court action was in progress, they credited another £30.35 on 27th July and submitted a defence that they've paid in full ( ).
However, they have not taken into account the 8% interest accruing from date of issue to settlement, so I'm being a PITA over that - it's a grand total of £0.59 as of today's date, and it's cost me more in letters/time but it's the principle that's important
Have today written to the court explaining this, and emphasising that the Co-Op never intended to defend the claim in full, so please can I have £50 in wasted costs because of their obstruction to settling the claim...
Chers
Michael
__________________
Always remember: Keep the faith - non illigitamus carborundum!
Please note that advice/guidance is not provided via the PM (Private Message) system.
Advice & opinions given by mcuth are personal, not endorsed by the Consumer Action Group & are offered informally, without prejudice & without liability. Your decisions & actions are your own - if in any doubt, seek the opinion of a qualified professional.
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25th August 2007, 00:38
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#13 (permalink)
| | Platinum Account Customer | Re: mcuth v Co-Op pII
Quote:
Originally Posted by livelylad Lol, I love your style Michael. | <me bows>
I thank 'ee, kind sir
</me bows>
Cheers
Michael | |
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3rd October 2007, 14:54
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#14 (permalink)
| | Platinum Account Customer | Re: mcuth v Co-Op pII
Well, the Co-Op credited £0.79 my account on 13th September for the statutory interest accrued to that date. Their solicitors wrote and advised, enclosing a notice of discontinuation for signature. I didn't get around to replying to that, though I wanted to point out that I'd asked the court for a wasted costs ourder. Since then, the court took their own action and have struck out my claim on the basis that the defendant deems it settled (no mention of the wasted costs order request).
I suppose I could write and ask for the wasted costs order to be reconsidered, but technically it's been settled by the Co-Op crediting the statutory interest due, so I guess I might leave it at that - still contemplating though Probably best to move this to settled claims now and add the details to litigation concluded....(£50.64 total)
Cheers
Michael | |
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9th October 2007, 11:43
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#16 (permalink)
| | Platinum Account Customer | Re: mcuth v Co-Op pII
Quote:
Originally Posted by sallysas Feeling generous are you or have you got a lot on your plate at the moment. I've always enjoyed reading your threads and this seems untypical of your past style. | Aye, I know - must be going soft in my old age
I am quite stacked out at present, but then this is my last claim - have now completed all the banks I've been with over recent years (though there maybe some more to go at from years ago depending on the result of the OFT test case ).
Think I might drop a line to the court anyway, enquiring as to whether they saw fit to consider the wasted costs request - but given that there wasn't a hearing scheduled, I'm not going to push it too much
Cheers
Michael | |
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