Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
|
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements
| |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | Cooperative Bank Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
13th April 2007, 11:30
|
#1 (permalink)
| | Basic Account Customer |  Subpop V Co-Op
Morning Folks,
After about three months lurking this board I decided to take the leap and reclaim my charges from the Co-Op bank.
i sent a Subject Access Request request last week through recorded delivery and am awaiting a reply, looking through the posts I'm guessing it will take pretty much about 40 days.
I shall keep you posted
cheers!  | 
|  | |
13th April 2007, 21:53
|
#3 (permalink)
| | Basic Account Customer |  Re: SubPop V Co-Op
Quote:
Originally Posted by spuddy puddin  hiya subpop
my Subject Access Request was replied to within the 40 days chq was returned no charge for data sent letter requesting charges back they replied within 10 days saying looking into it, then money paid direct into my account
just keep checking your account the money will appear before the letter
regards
spuddy | cheers chap!
The process does look stright forward, and appears to be easier with the Co-Op than with other banks/credit card companies (I have a claim against mbna that i started on the same day, I'm guessing the coop will be quicker!).
Went through about three years worth of statements and totalled up a grand of charges! 
It's funny, I lurked for three months without doing anything, now I'm kicking myself for not having done it earlier! 
I'll let you know what happens 
Later
SubPop | |
| | |
23rd April 2007, 13:22
|
#6 (permalink)
| | Basic Account Customer | Re: Subpop V Co-Op
Quote:
Originally Posted by shelter pie No yet I havent.
However it is still worth getting a Para account just in case!!
I know its a pain to think about swapping all your banking -but hopefully it wont come to it for you - but better to be prepared now!!!
Ironically the Co-Op was my para account for my claims, what I did was set up a £10 DD to the account. I didnt miss it, I didnt need the Account and now I have £150 in COOP account for raining day!!!
Good Luck with you claim though!! | Cheers chap,
Had no reply whatsoever from Co-Op but according to bolton's post they are way behind with processing... shame : ) | |
| | |
19th May 2007, 09:46
|
#13 (permalink)
| | Basic Account Customer | Re: Subpop V Co-Op
Got the statements today (Finally!!)
We have :
£1,476.50 in total Charges (including £380 in 40 days!) :o
(£366.30 in interest at 8% making a total of £1,842.80)
Now i need to do the letter asking for it to be returned. I'll post here in a bit. But a quick question :
At this stage I can only ask for the charges back and not intrest on the charges amount?
Thanks
SubPop
Last edited by subpop; 19th May 2007 at 10:49.
| |
| | |
21st May 2007, 20:44
|
#16 (permalink)
| | Basic Account Customer | Re: Subpop V Co-Op
Quote:
Originally Posted by little fish hello subpop! i sent a S.A.R - (Subject Access Request) about the same time as you (the 4th of April to be precise) but have not yet heard back from the Co-op... |
Give them a call, you've waited long enough! (you did send recorded delivery) | |
| |
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
|
