Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements
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Are you being threatened over debts more than 6 years old?
This may be unfair
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| | | | | | | Cooperative Bank Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
29th March 2007, 18:23
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#2 (permalink)
| | Basic Account Customer
I am in: south london
Posts: 33
|  Re: Spreadsheets?
Quote:
Originally Posted by Duck Egg  Hi, I recieved my list of charges from the Co-Op on the 2/2/07 and have been procrastinating on the next step for no good reason. This wont effect my abiltiy to claim will it? The charges Im claiming for are still within the six year period.
My charges are laid out in a very clear way in the correspondence sent to me by the Co-Op. Is it adequate for me to simply highlight and total up the charges they owe me on a copy of their statement of charges, or is it neccesary to use the spreadsheet template? I found the spreadsheet template hard to use.
Thanks for the help. | hi like you i found the spread sheet a little hard to use( i am not really up on computers) so i used the calculater on money savingexpert.co.uk,It adds on the intrest as well if your claiming it i did. i just printed out the list from there and sent them off. i used template letters from here got my money from Co-Op after prelim letter sent.As long as charges are within 6 years you can claim
its your money get it back  | 
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30th March 2007, 22:46
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#3 (permalink)
| | Platinum Account Customer
I am in: Birmingham, city of culture
Posts: 1,441
| Re: Spreadsheets?
Is it a bank account or their credit card? You can go back to the beginning with credit cards as the limitations act does not apply. The 6 years for a bank account starts from the month you sent your Subject Access Request. Sally | |
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23rd April 2007, 21:36
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#5 (permalink)
| | Platinum Account Customer
I am in: Birmingham, city of culture
Posts: 1,441
| Re: Spreadsheets?
Yes but you have started now which is good. Just do lots of reading and all the best. | |
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4th June 2007, 20:12
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#7 (permalink)
| | Platinum Account Customer
I am in: Birmingham, city of culture
Posts: 1,441
| Re: Spreadsheets?
No you can't go straight to court without sending the LBA. You have already given them a month when the prelim stated 2 weeks. My advice would be to get that LBA in the post and in 2 weeks time start court proceedings. You will hopefully have the money for the summer holidays as they get 28 days after the N1 or MCOL has been deemed to be served (getting ahead of myself, sorry) so why should you give them extra time. As the letters say they are big organisations so if they can't reply within the time limits that is not your problem.
__________________
If my advice has been helpful tip the scales
West brom SETTLED
Halifax current SETTLED IN FULL
halifax curent (2nd) stayed. Visa - SETTLED
2nd visa LBA sent
halifax for the 3rd time. LBA sent
Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED
2nd time filed for non-compliance
Sainsbury's AQ submitted
Co-op cc SETTLED IN FULL 2nd claim. Settled in full
National Westminster Settled in full. 2nd claim. N1 submitted
HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL
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22nd June 2007, 20:20
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#9 (permalink)
| | Platinum Account Customer
I am in: Birmingham, city of culture
Posts: 1,441
| Re: Spreadsheets?
Well done. Hope you enjoy spending it. | |
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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Spreadsheets? 
