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The Bank Action Group - against unlawful bank charges
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Cooperative Bank Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 12th February 2007, 20:12   #1 (permalink)
spuddy puddin
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Default cooperative bank
well i've just sent my letter requesting details of charges for past six years so wish me luck
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Old 12th February 2007, 21:56   #2 (permalink)
maroondevo52
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Default Re: cooperative bank
Luck, you won't need any. It's your money, you will get it back.

Best wishes with your claim.

Regards.

Scott.
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Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 12th February 2007, 22:00   #3 (permalink)
sar011279
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Default Re: cooperative bank
I got a full refund from Co-op after just one letter, should be a piece of cake!
Good luck!
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Old 12th February 2007, 23:58   #4 (permalink)
spuddy puddin
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Smile Re: cooperative bank
thanks for your encouragement ive sent my letter to balloon st manchester hope i sent it to the right place
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Old 13th February 2007, 16:01   #5 (permalink)
sar011279
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Default Re: cooperative bank
Yeah that's where mine went.
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Old 13th February 2007, 16:54   #6 (permalink)
spuddy puddin
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Default Re: cooperative bank v the spuddy puddin
thanx for that how long was it before you heard back?
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Old 13th February 2007, 18:38   #7 (permalink)
sar011279
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Default Re: cooperative bank
No more than 2 weeks, they sent a couple of 'we are looking into it' letters first but full settlemet soon followed.
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Old 14th February 2007, 14:44   #8 (permalink)
spuddy puddin
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Default Re: cooperative bank
just looking through some old bank statements some have debit interest on them some have service charge and some have daily excess charge and some have commisson can i claim all of these back?
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Old 14th February 2007, 15:48   #9 (permalink)
Gary JAY
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Default Re: cooperative bank
Spuddy - go onto the Co-op Bank forum. There's loads of advice here. Just as a quick reply, debit interest cannot be claimed.

Good luck!!
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Old 17th February 2007, 23:22   #10 (permalink)
spuddy puddin
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Default Re: cooperative bank
thanks for that
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Old 7th March 2007, 14:02   #11 (permalink)
spuddy puddin
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Default Re: cooperative bank
well its now been a month and i not heard anything from the co-op bank any ideas anybody?
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Old 7th March 2007, 14:30   #12 (permalink)
sar011279
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Default Re: cooperative bank
What have you sent them so far??
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Old 7th March 2007, 22:12   #13 (permalink)
spuddy puddin
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Default Re: cooperative bank
i have just sent asking for statements chq not cashed
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Old 10th March 2007, 20:05   #14 (permalink)
sallysas
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Default Re: cooperative bank
Hope you asked for data and not statements. They can charge £5 a sheet, legitimately. I found co-op slow to send data and so have others but they usually settle fairly quickly without the need to go to court. Just relax and do more reading. Sally
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Old 17th March 2007, 10:35   #15 (permalink)
spuddy puddin
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Default Re: cooperative bank
well i recieved a nice letter with list of default charges and my chq bank as this data is provided foc. sent my second letter asking for refund of £3166.96 yesterday, shell
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Old 12th April 2007, 16:30   #16 (permalink)
spuddy puddin
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Default Re: cooperative bank
well thanks everybody today i recieved 2591.96 from the Co-Op i really couldn't of done it without you all i did was ask for list of charges then requested them back and got them !!!!!!
thanks again
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Old 12th April 2007, 16:37   #17 (permalink)
Michael Browne
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Default Re: cooperative bank
Excellent!!

Please complete the bank survey……….and maybe a donation.

Please PM a Mod with details of your settlement for the Litigation Concluded forum

Congratulations. Enjoy the dosh!!!
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Old 12th April 2007, 20:13   #18 (permalink)
sallysas
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Default Re: cooperative bank
See, it was easy wasn't it!!!! Well done. Enjoy yourself, Sally
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Old 12th April 2007, 21:55   #19 (permalink)
sar011279
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Default Re: cooperative bank
Easy peasy!!!!, congratulations!
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