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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
 > Cooperative Bank
Reload this Page Reclaiming the £10 subject access fee.

Cooperative Bank Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 7th November 2006, 16:16   #1 (permalink)
pivn
Basic Account Customer
 
Posts: 27
pivn Novitiate
Default Reclaiming the £10 subject access fee.
Having just totalled my charges (£200) I'm just about to write to the Co-op bank to request a refund. The bank took my £10 when I asked for a list of charges, I included the sentence stating I would pursue a refund of this amount together with my charges.

Question is do I reclaim it in my first letter requesting a refund or wait until things go further, etc?

Cheers
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Old 7th November 2006, 16:19   #2 (permalink)
livelylad
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I am in: Devon
Posts: 9,902
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Default Re: Reclaiming the £10 subject access fee.
Quote:
Originally Posted by pivn
Having just totalled my charges (£200) I'm just about to write to the Co-op bank to request a refund. The bank took my £10 when I asked for a list of charges, I included the sentence stating I would pursue a refund of this amount together with my charges.

Question is do I reclaim it in my first letter requesting a refund or wait until things go further, etc?

Cheers
Yes claim it from the start.
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I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.
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Old 7th November 2006, 16:48   #3 (permalink)
pivn
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pivn Novitiate
Thumbs up Re: Reclaiming the £10 subject access fee.
Cheers for that - I got a £25 charge refunded by the co-op when I complained and am going for £200 now. Also taking on HSBC on behalf of my girlfriend for £1800 - will post updates on the relevant forums.

Glad this site exists!
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Old 7th November 2006, 16:55   #4 (permalink)
livelylad
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I am in: Devon
Posts: 9,902
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Default Re: Reclaiming the £10 subject access fee.
Quote:
Originally Posted by pivn
Cheers for that - I got a £25 charge refunded by the co-op when I complained and am going for £200 now. Also taking on HSBC on behalf of my girlfriend for £1800 - will post updates on the relevant forums.

Glad this site exists!
Please remember this site will only continue to exist if people donate
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Old 7th November 2006, 17:04   #5 (permalink)
pivn
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Talking Re: Reclaiming the £10 subject access fee.
That we'll both do
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« Is it worth trying to get back just a £25 charge? | Part settlement, what now? »


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