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Cooperative Bank Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 14th October 2006, 04:21   #1 (permalink)
Thirdworlddebt
Basic Account Customer
Default Can we claim Interest on loans

Greetings
Just out of interest (excuse the pun) is there anyway we can claim back interest on Loans?
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Old 14th October 2006, 08:59   #2 (permalink)
ian cognito
Platinum Account Customer
Default Re: Can we claim Interest on loans

no in a word, the only interest you can claim is on the amount by ehich unlawful charges have taken you over agreed overdraft limits or the 8% ststutory interest when you take a bank to court for unlawful charges - sorry!!!
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Old 14th October 2006, 23:31   #3 (permalink)
tim2718281
Classic Account Customer
Default Re: Can we claim Interest on loans

Quote:
Originally Posted by Thirdworlddebt
Greetings
Just out of interest (excuse the pun) is there anyway we can claim back interest on Loans?
Yes, you can claim anything you like, as long as you can make a reasonable case for it. "Reasonable" does not mean the bank will agree with you ... I think it just means the judge, reviewing your claim, will not dismiss it before giving you a chance to argue it.

If the defendant disputes your claim, they can turn up in court and try to persuade the judge to see it their way rather than yours. That

Tim
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