Stitchedup V Co-Op

stitchedup · 9th October 2006, 23:42

Hi all, I've followed the step by step instructions, had the normal letters from Co-Op, sorry to hear ......................... ......etc

we need 6 weeks...................e tc

I've started online claim as of today, sent a further copy of the charges being claimed to the Co-Op.

What happens next & whats an AQ? seen included in several threads

Many thanks for any help that you can offer me

Welshman · 10th October 2006, 01:34

Now that you've started proceedings, did you send the schedule with the interest added? You should also send a copy to MCOL with the Court Claim reference number mentioned at the top of the schedule and also mentioned in a covering letter asking them to add the schedule to your file.

5 days from yesterday, the Bank will be deemed to have been served. This is where the first 14 days period starts. They must acknowledge in that time.

If they do acknowledge, then that buys them a further 14 days, making it a total of 33 days from when you filed yesterday in order to submit a defence.

If they haven't settled by then, the court will send you the AQ - Allocation Questionnaire - that you complete and have to send back to them within 14 days.

Have a look in the FAQ section or Step by Step guide for more information about it. It's late, and I'm tired otherwise I'd hunt the information out for you.

If my post has helped, please click the scales at the top right corner of my post as acknowledment.

Thanks and Good Luck.

stitchedup · 10th October 2006, 18:34

Yes I've sent another copy of the charges to the Co-Op but not as yet to MoneyClaimOnline. I'd better do that asap then

Welshman · 10th October 2006, 18:44

Address it to The Court Manager at the MCOL address in Northampton.

And, I'm more wide awake now. Here's the link for a help quide to fill in the AQ: Allocation Questionnaires - A guide to completion

If my post has helped, please click the scales at the top right corner of my post as acknowledment.

Thanks and Good Luck.

stitchedup · 10th October 2006, 18:54

Thanks your a Star, I will send it off to Northampton tomorrow.

stitchedup · 15th October 2006, 09:12

Update,
Had call from Co-Op on Friday, lady asked me if the case would be transferred and that they never received my 2nd letter (bad move as I have proof of receipt)
Not really sure what game their playing.
MCOL deemed to of been served on Monday

stitchedup · 22nd October 2006, 08:28

Co-Op now acknowledged my claim, time to stay calm I guess

Welshman · 26th October 2006, 21:46

I wonder how far they're going to take your case. It's probably cost them several hundred more in interest by letting it go so far.

Did they ever make you an offer before you filed?

stitchedup · 27th October 2006, 07:43

No offer was made prior to me filing claim with court, but on the day I received letter from court stating 'acknowledgment' I also received letter from Co-Op...........

I have today credited your account with the full amount claimed, interest and costs etc.

Strange thing was, no mention of goodwill gesture etc, also shows on my account as........Adj Commission. No mention of confidentiality either.

As close to an admission as I've seen?

TETSUO · 27th October 2006, 11:17

CONGRATULATIONS

!! I hope mine goes as well!!

Welshman · 28th October 2006, 20:20

So, for the sake of about a fortnight, it's cost them soooo much more in costs and interest.

Makes you think really, what's it all about!

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