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The Bank Action Group - against unlawful bank charges
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Cooperative Bank Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 5th October 2006, 20:05   #1 (permalink)
annekate
Basic Account Customer
Default annekate v co-op

Hi, had all the data from co-op about 3 weeks ago. I'm not a bit sure that I've completed the spreadsheets properly as I have a hole in my head where numbers are concerned. I will mail the letter tomorrow asking for a refund of my charges and wait to see what happens. All the stuff I've read on here has been very encouraging and very helpful. It also calms my jangling nerves to know that I'm not the only one in the world that the co-op have plunged into worse debt.
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Old 5th October 2006, 20:14   #2 (permalink)
Niklowe
Platinum Account Customer
 
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Default Re: annekate v co-op

Good luck, but you won't need it!
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Old 6th October 2006, 22:27   #3 (permalink)
annekate
Basic Account Customer
Wink Re: annekate v co-op

Phew, posted 2 claim letters today, recorded delivery, one for each account, claiming a total of approx £1900. ALSO phoned bank and asked them to refund another £35 they had taken yesterday. Much to my amazement they said it will be back in my account tomorrow. The biggest hurdle to me was getting started but now I look forward to the skirmish.
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Old 16th October 2006, 11:13   #4 (permalink)
annekate
Basic Account Customer
Default Re: annekate v co-op

I have had a reply from one letter to Co-Op to assure me they will deal with my unhappiness about the way they deal with my account! Did they not understand I am claiming a refund of charges? And they have not answered the other letter for my other account. Looks as if I have to move up a pace!
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Old 26th October 2006, 20:48   #5 (permalink)
annekate
Basic Account Customer
Question Re: annekate v co-op

Had further letters from co-op stating they need more time to investigate the cause of my unhappiness with them. Doh! They also thanked me for my patience, ha! I have responded with 2 letters before action and am now about to prepare for the court action. ( I have pointed out to them that having worked for the Government for years I certainly recognise delaying tactics when I see them.)
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Old 3rd November 2006, 10:13   #6 (permalink)
annekate
Basic Account Customer
Default Re: annekate v co-op

Had told them I was claiming the commission only but would not be wasting time & money contacting them again only through court. That letter was sent on Monday 30th, all commission back in account today,3rd November.

Last edited by annekate; 3rd November 2006 at 18:13.
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Old 6th November 2006, 15:13   #7 (permalink)
Tomasz
Basic Account Customer
Talking Re: annekate v co-op

Congrat's! No such luck with me, it's off to court we go!
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Old 6th November 2006, 15:35   #8 (permalink)
annekate
Basic Account Customer
Default Re: annekate v co-op

Thanks. Well, judging by things other people have said,they may well settle with you before court date. They don't seem that eager to go to litigation. Good luck to you.
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