as im here already can i ask...................... ..

[kickingkay]

...................i am claiming my charges back form co op but i have a dmp with cccs of which i owe the hsbc several thousands, however can i still claim back charges on aco****s tehy pass on to the debt collecting agency?
and whom do i claim from
thanks
Klare

[Clarky]

You would do your claim via the co-op, your dmp has nothing to do with them.

Just do a standard Subject Access Request and get all your info and take it from there.

Clark xx

[kickingkay]

Originally Posted by Clarky

You would do your claim via the co-op, your dmp has nothing to do with them.

Just do a standard S.A.R - (Subject Access Request) and get all your info and take it from there.

Clark xx

Clarky thanks for that i see by your tag you have rather alot you are going for,
i have already filed mcol for the Co-Op banking and im waiting now, but this morning i have sat and worked out my current account for the hsbc of which they owe me £644. -£140 they refunded me already (when i moaned over the phone) these charges go back 51/2 yrs aas that is all that i can obtain online, however now they have passed over my loan and my mastercard account to collection agencies i cannot work out my charges i know for th mastercard there are thousands is it the same thing write and ask for a release of statments?
many thanks
for your help im sure i will be asking again!
klare

[Clarky]

Do you mind if I ask when you filed MCOL and how much it was for?? I'm due to do mine next week and I'm just wondering if I will need to or if they will refund before. Thanks

Clark xx

[kickingkay]

Originally Posted by Clarky

Do you mind if I ask when you filed MCOL and how much it was for?? I'm due to do mine next week and I'm just wondering if I will need to or if they will refund before. Thanks

Clark xx

hI I FILED MINE ONE THE 12/09/2006
my reply from the courts was on the thursday in writing stating Co-Op would recieve theirs by the 18th first class and they have til the 02-10-06 to reply
hope this helps
mind you maybe you can answer some thing for me,
teh co op was easy small fry really and there was no % to calculate but i have been through my other accounts this morning and for just one account with the HSBC i have calculates £504 plus £115 in % was more but they refunded £140 recently,
but the thing is since nov 2005 they have made me go overdrawn around 750 can i claim this back too? its jsut if tehy refund these charges to this account they will be swallowed up by the overdraft they caused adn then there will be an opertunity for them to start the whole process again!
also i have also a credit card or did its now with the collection agency is it still the same prinicpal as bank charges?

[kickingkay]

i got my refund as you know the other week!!!, hoiwever to my surprize after sending them a thanking letter in returning my charges they have refunded the court cost too! just goes to show they do bleed