Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
 Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
|
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements
| |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | Co-Op and Smile successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
21st August 2006, 13:56
|
#1 (permalink)
| | Basic Account Customer |  Kicking Kay v Co op - **WON**
hi everyone this is my first post im abit nervous as im not sure im in the right place but im sure some one will direct me if im not! 
ok i wrote my first letter after calculating my total charges sent it recorded delivery now i have had a reply
"we will ring you in due course"
now i am not waitng for more delay tatics they have til next week then i start step 2 ......................... .............problem what is step 2 i know i read somewhere claim on line but to whom and where and how lol
any advise would be gratefully received
thanks
klare xx
Last edited by kickingkay; 20th September 2006 at 09:30.
Reason: have had charges refunded
| 
|  | |
12th September 2006, 21:38
|
#4 (permalink)
| | Site Team
I am in: Devon
Posts: 9,902
| Re: Kicking Kay v Co op
Quote: |
Originally Posted by kickingkay ok update i have today filed an online claim now as im sick of being fobbed off by computor generated letters thanking me for my patience and i can i wait a further 6 weeks!
will keep you posted! | well done. 
__________________ I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice. | |
| | |
16th September 2006, 03:09
|
#7 (permalink)
| | Site Team
I am in: Back home at last!!
Posts: 14,922
| Re: Kicking Kay v Co op
Threads merged.
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007  Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | 
| | |
20th September 2006, 09:29
|
#8 (permalink)
| | Basic Account Customer | Re: Kicking Kay v Co op ive won!!!!!!!!
i have just checked my account online and i have had my chargesd refunded except for my court fee's shall i stop my claim ring them or what or should i just be grateful for getting my charges refunded? i had no written confermation just a refund!!!!!!! im not sure whether i should ask for those too, if not how do i now cancel my MCO?
thanks
klare
Last edited by kickingkay; 20th September 2006 at 09:38.
| |
| | |
20th September 2006, 09:59
|
#11 (permalink)
| | Basic Account Customer | Re: Kicking Kay v Co op
Quote: |
Originally Posted by Michael Browne | thankyou | |
| | |
21st September 2006, 14:17
|
#12 (permalink)
| | Site Team
I am in: Back home at last!!
Posts: 14,922
| Re: Kicking Kay v Co op
I would be inclined to remind them that they still owe you the court fees as you would not have had that expense were it not for the charges.
Well done on getting the rest though.
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
| | |
23rd September 2006, 11:05
|
#13 (permalink)
| | Basic Account Customer |  Re: Kicking Kay v Co op what are they doing?????
 Quote: |
Originally Posted by caro I would be inclined to remind them that they still owe you the court fees as you would not have had that expense were it not for the charges.
Well done on getting the rest though. | morning all HELP!!!!
ok had charges refunded as you know wrote letter to court yesturday to acknowledge this and close case however this morning i have had a reply from the courts staing the Co-Op are defending the case, does that mean they are taking me to court they have already refunded the money im so confused!
Last edited by kickingkay; 23rd September 2006 at 11:13.
| |
| | |
24th September 2006, 12:51
|
#15 (permalink)
| | Site Team
I am in: Stoke on Trent
Posts: 10,974
| Re: Kicking Kay v Co op
It's standard practice that they say they're going to defend.
In fact, it's the only option they have realistically, as the other options are:
1) Admit that the money is owed (you win)
2) Admit that only part of the money is owed (you win)
3) Not reply at all (you win by default)
By acknowledging the claim and stating to the court that they intend to defend is the only defence they really have left.
This means they still have the option to settle with you, out of court and "without admission of liability" - which they have already done in your case so you have absolutely nothing to worry about.
__________________ Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer. "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly) www.unsubscribe-me.org www.LOVEstoke.org | |
| | |
24th September 2006, 15:26
|
#16 (permalink)
| | Basic Account Customer | Re: Kicking Kay v Co op
Quote: |
Originally Posted by barracad It's standard practice that they say they're going to defend.
In fact, it's the only option they have realistically, as the other options are:
1) Admit that the money is owed (you win)
2) Admit that only part of the money is owed (you win)
3) Not reply at all (you win by default)
By acknowledging the claim and stating to the court that they intend to defend is the only defence they really have left.
This means they still have the option to settle with you, out of court and "without admission of liability" - which they have already done in your case so you have absolutely nothing to worry about. |
thankyou i will post today
klare | |
| | |
1st October 2006, 15:36
| |
