consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!
Small Claims Kit-- Small Claims Court Guide
**New Edition**		 CallBurner - Skype
CallRecorder Review		 Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

 If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download

Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Defaulted for bank charges?
Put your Credit Reference Agency on Notice
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out

Telephone harassment?
See the special CAG telephone call recorder offer
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
 > Cooperative Bank
Reload this Page Chitsiga v Smile

Cooperative Bank Meet other Co-Op Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 31st July 2006, 17:06   #1 (permalink)
chitsiga
Basic Account Customer
 


I am in: UK
Posts: 21
chitsiga Novitiate
Default Chitsiga v Smile
hi there this is my first time today and as i understand it my first step is to ask for all my statements from when i opened my account which is approx 6 years ago?

when i have recieved that then i should go through it and add up all the daily excess charges, debit charges and service charges, and any charges relating to unpaid bills or DD or SO?

can you tell me if this is correct?
chitsiga is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st July 2006, 17:16   #2 (permalink)
HadEnough
Basic Account Customer
 
HadEnough's Avatar
 


I am in: preston
Posts: 123
HadEnough Novitiate
Default Re: Chitsiga v Smile
Yep but make sure that you use the templates off this forum, and have a good read all around the forum to get to know the likely way your claim will be handled. It gives you confidence and is very addictive, take a look at my avatar, it's an actual photo, 3 months ago i weighed 20 stone LOL
HadEnough is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st July 2006, 17:56   #3 (permalink)
chitsiga
Basic Account Customer
 


I am in: UK
Posts: 21
chitsiga Novitiate
Default Re: Chitsiga v Smile
thanks for that have just been through all the statements i can get online free of charge and that goes back to 22/12/03 and totals £1652 so far so its going to be worth losing some weight over i reckon lol

will wait for the ones i can't get online now and see what the total total is lol

thank you
chitsiga is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply

« Princess Jane 1 Co-operative Bank 0 | How long is the bank taking to send Subject Access Request's »


Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Smile T&C's Smackbat Smile 2 2nd March 2007 12:08
I'm hoping to wipe the Smile off of Smile bardenp Welcome to the Consumer Forums 1 24th September 2006 20:13
Chitsiga v Smile chitsiga Smile 10 9th September 2006 13:16
Going after Smile Euthymia Welcome to the Consumer Forums 1 10th August 2006 17:12
Hello new and with smile chitsiga Welcome to the Consumer Forums 1 31st July 2006 17:28

Contact Us - The Consumer Forums - Archive - Top



The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134