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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 13th June 2006, 08:55   #1 (permalink)
un1boy
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Default Un1Boy v Co-Op

Hi guys,

I'm just in the process of claiming from HSBC, so once that's done I'll be working on the Co-Op. My only issue is that I have to have a Co-Op bank account as part of my contrtact, if they pay me the charges back and close the account I could lose my job!!

I do have a Smile account also, which my wages are paid into and I'm concerned they may close both of them, as Smile is part of the Co-Op bank!

Work paid me wrong for over 10 months and I had over £300 pounds of charges, which were all refunded. However I have at least that again on top, if not more. I have a similar amount of charges from Smile as well to be honest.

Also, HSBC didn't charge me the £10 Data Protection Act fee, have the Co-Op charged anyone?

Is it legal for the banks to close our accounts? We aren't doing anyhting wrong - it's them who have breached the contract?!

Any ideas?!

Un1boy
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