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Small Claims Kit Small Claims Court Guide CallBurner - Skype
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Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


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Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
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Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




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Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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12VOIP - best to avoid
BankFodder
Published by BankFodder
19th August 2007
Thumbs down 12VOIP - best to avoid

I'm not too sure what the deal is. There are a number of Voip services which are using the same software but with different badges. They all offer good sound quality free calls to landlines in an amazingly wide range of countries.

One of these services is 12Voip. However whether it is because of a scam or a glitch, when you top up your account with 10 Euros of credit, instead of getting 90 free days, you are informed that your free time has expired. You are then charged 1 cent per minute. This is still cheap but the other related providers are free and anyway, this is not what is promised by 12Voip.

A check on the Internet revealed that this "glitch" has been going on some time and no one can do anything about it as 12Voip don't respond to messages.

Best to AVOID this provider
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By blogsy on 23rd September 2007, 23:29
Thumbs down Re: 12VOIP - best to avoid

I agree I'm having exactly the same problem .I've been using voipbuster happily for over 2 years -excellent all round, suddenly they would no longer accept paypal payments nor credit card payments .they would only accept payment via western union -ridiculously high fees or via a reseller (questionable no reference remote email contact, complaints in forums etc)
I ve since been trialling 12voip australia to spain supposedly free I've only just joined and paid 10Euros!!! and immediately im being charged ,also there is no phone to phone facility once again stated in their documentation but not visible on their console!
Have emailed also , no response
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