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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements
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| | | | | | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
5th June 2007, 13:20
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#1 (permalink)
| | Classic Account Customer |  Capital One r annoying - help
Can I claim for interest applied to my credit card?
Also I have had letter from Crapital One saying the late payment fees of £12 cannot be reclaimed as they are in line with OFT?
Anybody out there can help me?
Brian  | 
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5th June 2007, 17:43
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#2 (permalink)
| | Basic Account Customer
I am in: Newcastle upon Tyne
Posts: 151
| Re: Capital One r annoying - help
The OFT amount of £12.00 is just a guide line, so yes you can claim that back.
You can only charge for costs which are a penalty, not for services.
So check up on some of the threads, because if you have paid extra interest due to exessive charges then you can claim it back in CCI. Not that I know about that, only what I have read. | |
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5th June 2007, 17:55
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#4 (permalink)
| | Basic Account Customer
I am in: Newcastle upon Tyne
Posts: 151
| Re: Capital One r annoying - help
No problem. they sent me the you can have £12.00 etc etc.
No can do matey - said I, and filed the MCOL claim. I have been told they are defending it. Okey Dokey, I am thinking about buying one of them nice white curly wigs  Nah not really, I don't suppose I will get to see the inside of a court room. Didn't with A&L they said they would defend then sent me a chq for £4500
Stick with it | |
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14th June 2007, 17:25
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#7 (permalink)
| | Platinum Account Customer
I am in: Cumbria
Posts: 783
| Re: Help with Excel CC Speadsheet.
Ok
Enter statement balance. Then look at next months statement work out the difference between the 2. That becomes what you have paid. If the balance has gone up enter as a minus figure | |
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14th June 2007, 17:27
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#8 (permalink)
| | Platinum Account Customer
I am in: Cumbria
Posts: 783
| Re: Help with Excel CC Speadsheet.
The statement balance should always equal remaing balance from previous line and vice versa | |
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18th June 2007, 16:18
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#11 (permalink)
| | Site Team
I am in: 10 Miles Final
Posts: 9,773
| Re: Help with Excel CC Speadsheet.
Have a look here at the spreadsheets: VAMPIRESS'S CHAMBERS
uk | |
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18th June 2007, 22:25
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#13 (permalink)
| | Classic Account Customer | Re: Help with Excel CC Speadsheet.
Spreadsheets: Downloadable Simple & Contractual
CAG
Ive tried to find some completed here but link is closed down.
I basically want to see a finished article.
Then I would like to know how to work out the contractual interest rate?
Appreciate any help | |
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26th June 2007, 14:31
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#14 (permalink)
| | Classic Account Customer | Help with Excel CC Spreadsheet.
Spreadsheets: Downloadable Simple & Contractual
CAG
Ive tried to find some completed here but link is closed down.
I basically want to see a finished article.
Then I would like to know how to work out the contractual interest rate?
Appreciate any help | |
| | |
7th July 2007, 18:43
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#15 (permalink)
| | Site Team
I am in: Back home at last!!
Posts: 14,922
| Re: Help with Excel CC Spreadsheet.
The spreadsheets are on this link, but I don't really think that you can claim CI. 6. Interest calculation spreadsheets
Threads merged.
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007  Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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7th July 2007, 21:06
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#16 (permalink)
| | Site Team
I am in: Devon
Posts: 9,902
| Re: Capital One r annoying - help
Thread moved to Capital One forum.
__________________ I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice. | |
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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Help with Excel CC Speadsheet. 
