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The Bank Action Group - against unlawful bank charges
> Other Institutions > Capital One


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 22nd April 2007, 13:39   #1 (permalink)
reverley
Basic Account Customer
Default Cap 1 Help. Help. Help.

Cap 1 offered a goodwill gesture which i accepted as part payment only. They have since written back and they feel their charges are fair and legal.They are therfore not prepared to offer full amount.They tell me i now have the option to contact the FOS.What do i now do, is this there ploy to frighten me of? HELP. Reverley
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Old 22nd April 2007, 15:03   #2 (permalink)
doo
Platinum Account Customer
Default Re: Cap 1 Help. Help. Help.

Don't panic, what stage are you at ie. prelim, LBA?
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Old 22nd April 2007, 15:13   #3 (permalink)
reverley
Basic Account Customer
Default Re: Cap 1 Help. Help. Help.

Hi, this was a goodwill gesture from my first letter
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Old 22nd April 2007, 15:24   #4 (permalink)
rory32
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I am in: Scotland
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Default Re: Cap 1 Help. Help. Help.

Okay LBA then reiterating that the claim has only been partly settled. Then if no reply off to court we go.
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Old 22nd April 2007, 15:31   #5 (permalink)
rory32
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I am in: Scotland
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Default Re: Cap 1 Help. Help. Help.

Okay LBA then reiterating that they have only partly settled. If they don't respond favourably then it's off to court we go.
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Old 22nd April 2007, 15:43   #6 (permalink)
reverley
Basic Account Customer
Wink Re: Cap 1 Help. Help. Help.

Thanks for advice given
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Old 23rd April 2007, 11:11   #7 (permalink)
Paintball
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I am in: World of PPI.
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Default Re: Cap 1 Help. Help. Help.

Reverley

I think if you read through other threads in Cap One you'll see that we've all had this standard letter (and others) which try to put us off. Don't worry, please carry on with your claim and try to read other threads as these will give you loads of useful info.

Cheers P
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