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The Bank Action Group - against unlawful bank charges
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Welcome to The Consumer Action Group

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 8th March 2007, 21:34   #1 (permalink)
biffa1965
Classic Account Customer
 


I am in: Liverpool
Posts: 244
biffa1965 Novitiate
Default Are Capital One Strting To Play Dirty

Allo folks youl never guess whats happened to my mate she sent off her full Subject Access Request request with the statituary £10.00 fee and received a letter today. with a list of several charges on it that they state had been added to her account since since jan 2005 (yet charges are shown for 2004) please note no statements !!! approx £300 worth of charges my freind estimates well over £1,000. they go on to state charges added on accordance with original agreement. What do you suggest at this point. they clearly havent complied with full Subject Access Request and have not sent her statements just a letter outlining charges that they believe were attributed to her account, some of which date earleir than they allege she has had the account...advice please
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Old 8th March 2007, 21:40   #2 (permalink)
ian cognito
Platinum Account Customer
Default Re: Are Capital One Strting To Play Dirty

Data Protection Act - Non-Compliance - Template Letters

Have a look through these as they have failed to comply with the Subject Access Request

I have recently started claiming against them ans received 3 lots of statements so perhaps they are just really busy now and trying to take shortcuts but if there's discrepancies in the info, they need to sort it.
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Old 8th March 2007, 21:48   #3 (permalink)
biffa1965
Classic Account Customer
 


I am in: Liverpool
Posts: 244
biffa1965 Novitiate
Default Re: Are Capital One Strting To Play Dirty

cheers Ian
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