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The Bank Action Group - against unlawful bank charges
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Welcome to The Consumer Action Group

and
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 10th February 2007, 22:55   #1 (permalink)
chain chick
Basic Account Customer
 


I am in: Newcastle upon Tyne
Posts: 151
chain chick Novitiate
Default help pls little lost

I have already started to re claim from A&L. I would now like to tackle my Capital One card. I have been trawling around, but cannot find any template letters for credit card reclaims. I may be being really thick - So if someone could point me in the right direction I would be obliged - Thanks in advance
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Old 10th February 2007, 23:24   #2 (permalink)
maroondevo52
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I am in: Edinburgh
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Default Re: help pls little lost

Hi Chain Chick,

The credit card letter is in The Bank Templates Library(Credit/Store Cards).


Regards.

Scott.
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Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 11th February 2007, 01:29   #3 (permalink)
ukaviator
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I am in: 10 Miles Final
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Default Re: help pls little lost

Hi Chain chick

There are links below to help you get around.

ukViator
__________________
Some useful links.
FAQ's
Making Posts
Letter Template Library
Rejection Of Settlement / Good Will Gestures
Interest Spreadsheets
Court N1 Form
Court Bundle
Preparing a Court Bundle
Bank Contact Details
Moneyclaim Online
AQ Guide to Completion
Court Fees
Data Protection non Compliance
Witness Statements for Court Bundle
Banking Code Website
Limitations Act
Fast Track Costs
A-Z Index
Mis-Claim Tutorial
Step By Step Instructions

Remember: The Ark was built by amateurs-The Titanic by professionals.

Please click my scales if you find my advice helpful !

If your claim is successful, please donate 5% so that it can continue to help others.

Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

WARNING TO ALL
Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

YOU CAN NOW COMPLAIN TO THE OFT ABOUT THEIR CONDUCT UNDER THE CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.
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Old 11th February 2007, 11:37   #4 (permalink)
chain chick
Basic Account Customer
 


I am in: Newcastle upon Tyne
Posts: 151
chain chick Novitiate
Default Re: help pls little lost

Thank you very much - I will now go ahead with Capital One. Along with a buisness account at Nat West.

Much appreciated
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Old 11th February 2007, 13:12   #5 (permalink)
Michael Browne
Platinum Account Customer
Default Re: help pls little lost

See here for advice re; businesss a/c's
:
Business Claim
BUSINESS FAQ's - a start !
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Old 21st February 2007, 19:27   #6 (permalink)
chain chick
Basic Account Customer
 


I am in: Newcastle upon Tyne
Posts: 151
chain chick Novitiate
Default Re: help pls little lost

Sent Subject Access Request 16.02.07 to Capital One Credit card. I must admit I am looking forward to seeing just how much I have been charged.

You could have knocked me over with a feather when I started against A&L £4K I have claimed for. Issued and deemed served 20.02.07 so waiting for my cheque

I only asked for 8% on the A&L. I think on Cap 1 I will go for contractral int cos they have charged me at 24.89%. I have had the account since March 02.

Well I will keep you all in the loop as it goes along. I have a feeling I may be asking a few interest questions. Maths never mine strong point.
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