Capital One Fight Back

[ray.corps]

Having joined the site last year and read the FAQ's I sent a Data Protection Act request to Capital One with payment. At the same time I sent a S.7 Consumer Credit request to their DCA (Intrum Justitia) asking for signed copy of the original credit agreement and sent the £1 postal order. I sent reminders to both parties but never received even an acknowledgement. Reading the advice of one of the moderators I left things in obeyance for another day.

All letters were sent recorded delivery and the £10 cheque was cashed.

I have today received a summons for the debt from solicitors acting for TBI Financial Services.

Any advice on how to proceed would be welcome.

[TANZARELLI]

Have you officially notified them that th account is in dispute?

Have a look at my thread you may find it of use.

http://www.consumeractiongroup.co.uk...e-default.html

By the way my late Subject Access Request came this morning and I am still waiting for my CCA to be complied with.

HTH
Tanz

[ray.corps]

I wrote to them on 4th July last year advising that I had not received a reply to my Data Protection Act request. In the letter I advised them that I believed the account contained a large number of disproportionate penalties and requested that the account be placed on hold for 28 days after my receipt of statements etc. I received a reply asking me to confirm account details as they had no record. I replied on 31st July advising that the account number supplied was correct, but to date have had nothing further until the summons.