Issued a small claim against cap one for my mate, after following all the other steps.
Scottish small claim return date 25/1/07, preliminary hearing set for the 1st Feb.
3 weeks ago she received a letter stating "without admission of liability we will pay back full amount of claim + interest + costs."

They were going to clear her balance and then refund the outstanding by cheque, "within 14 days."
Well... no cheque yet, 14 days is long passed, so she gave them a call yesterday was givin the usual runaround and eventually told someone from the exec office would call her back.
Same guy called her back to say noone from the exec office would speak to her and that "ALL contact was to be made by letter". LOL (you couldn't make this up)
What are this shower playing at now????

We couldn't get them to stop phoning her a few weeks ago, now no one will talk to her

Looks like we will be going to court on Thursday.