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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 14th January 2007, 21:38   #1 (permalink)
saintly
Basic Account Customer
Default confused

hi everyone, this is my 1st post so i apologise if i do anything wrong

I have just sent my LBA claiming back £1368, I don't owe capital one anything and havent done for over a year but my account is still open. I know if (when) i file a claim i can add 8% interest but i've heard about some other type of interest.. compound or something, is it too late to add this or do i add it when filing a claim.

thanks
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Old 14th January 2007, 22:04   #2 (permalink)
e28bigalbexley
Platinum Account Customer
 
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I am in: Sidcup Kent
Posts: 966
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Default Re: confused

Quote:
Originally Posted by saintly View Post
hi everyone, this is my 1st post so i apologise if i do anything wrong

I have just sent my LBA claiming back £1368, I don't owe capital one anything and havent done for over a year but my account is still open. I know if (when) i file a claim i can add 8% interest but i've heard about some other type of interest.. compound or something, is it too late to add this or do i add it when filing a claim.

thanks
You would have to resend your LBA and redo you your Shedule of charges. Compound contractual interest spreadsheets are found here
Excel Contractual Interest Spreadsheet

or here take your pick
VAMPIRESS'S CHAMBER OF "CONSUMER ACTI...

You can claim CCI or 8% County courts act but not both.


AL
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