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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 5th January 2007, 00:56   #1 (permalink)
johndes
Basic Account Customer
Default Should i wait for the money to arrive ??

Hi,

Today recieved a letter from crap 1 denying their fees are unlawful ,but in an effort to resolve matter without court hearing, sending full amount of claim. It should arrive in the next fourteen days.They are requesting I contact the court to let them know of settlement. What I would like to know is . Should I contact the court straight away? or should I wait for the cheque to arrive first ?.

Would be grateful for all advice !!
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Old 5th January 2007, 01:18   #2 (permalink)
gizmo111
Platinum Account Customer
Default Re: Should i wait for the money to arrive ??

Wait until the money is cleared into your account before informing court.
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Old 5th January 2007, 19:35   #3 (permalink)
Armsoft
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Default Re: Should i wait for the money to arrive ??

Quote:
Originally Posted by johndes View Post
Hi,

Today recieved a letter from crap 1 denying their fees are unlawful ,but in an effort to resolve matter without court hearing, sending full amount of claim. It should arrive in the next fourteen days.They are requesting I contact the court to let them know of settlement. What I would like to know is . Should I contact the court straight away? or should I wait for the cheque to arrive first ?.

Would be grateful for all advice !!
Johndes,
When did you file in court?
Have you gone past AQ stage?
Had Crap1 filed their defence?
Have you checked your card account balance?, as they do have a habit of paying the money onto your account before sending the letter out.
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Old 5th January 2007, 21:15   #4 (permalink)
topCatDC
Basic Account Customer
Default Re: Should i wait for the money to arrive ??

hi Johndes
you only contact the courts when the money has cleared in the bank
if it has not cleared by the time you go into court go ahead with the case.
as armsoft said keep checking your bank account or your card balance as they do put your money in and then send you a letter.
well done
yet another one down
regards
Dave
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Old 6th January 2007, 00:23   #5 (permalink)
johndes
Basic Account Customer
Default Re: Should i wait for the money to arrive ??

Hi all,

Just to let you know, I had a letter from mcol this morning stating that the claim has been transferred to my local county court in Rhyl. A defence has been filed, and I assume, it is that crap 1 are paying me the full amount.I phoned the rhyl county court and the girl there was most helpful. I explained I had a letter from crap 1 saying they were going to pay within fourteen days and what should I do ?.The girl advised me to wait for my cheque to arrive (i had already closed account ).Wait for it to clear and then contact them in Rhyl, where they would do the necessary. She also said she had put a note on the file to say I had contacted them.You cannot believe how elated I feel !!. You would think I had just won the pools !!.Next on the list is HSBC mastercard and Visa.
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Old 6th January 2007, 12:28   #6 (permalink)
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Default Re: Should i wait for the money to arrive ??

Hi John

Just wait for a cheque to clear before stopping your action. Is the account still active?.as they may pay the money back into your account.

Uk
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Old 6th January 2007, 14:07   #7 (permalink)
johndes
Basic Account Customer
Default Re: Should i wait for the money to arrive ??

hi uk,

No the account was closed by me just before i started all this.
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