Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
24th April 2006, 22:11
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#1 (permalink)
| | Basic Account Customer | Another preliminary repyment request for Capital One. I have just done my preliminary letter for repayments, I had my statements already, and worked out they had charged me £560.00. I called them to cancel the payment protection on my account, and asked them about refunding my charges.They gave me the usual line, that i had signed an agreement to pay their charges etc, so i asked for an address to send my preliminary letter to.They gave me this address:
Executive Response,
Executive Office,
ERC Dept,
Capital One Bank Europe PLC,
P.O. Box 5281,
Nottingham,
NG2 3HX. |
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24th April 2006, 22:17
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#2 (permalink)
| | Site Team | Re: Another preliminary repyment request for Capital One. No doubt Robert Udy will be in touch with you very soon, to let you know that he has credited £60 to your account. Keep us informed of progress.
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Alan, Derby, UK. Help keep this site open by buying one of these great resources: Postage £1 - Delivery in the UK only. Click on the above link to place your order - payment by Paypal. _________________________ _______ Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member. DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY. Advice given is purely my opinion, and is not based on any legal training. |
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10th May 2006, 16:37
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#4 (permalink)
| | Basic Account Customer | Re: Another preliminary repyment request for Capital One. Hi all, just recieved a letter back from Capital One, from Mr Udy, no less. Usual stuff, i signed the credit agreement, and their fees are in line with other banks and institution etc. However as a matter of goodwill they will refund 2 fees back to my account, a total of £40.00.And then when i have brought my acount back to its correct limit, they will refund 1 more fee. How generous of them! So its time to get a letter before action out to them, i think. I will thank them, and accept the refunds, but state i will be issuing a claim for all of the money owed to me plus interest and costs. Here we go! |
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26th May 2006, 21:45
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#5 (permalink)
| | Basic Account Customer | Re:Capital One Have Agreed To Pay Up. Hello everyone,
after sending a Letter Before Action, to Capital One, on the 10/05/06, i recieved a reply from Mr.Udy, saying that after reviewing my account, they would like to bring this matter to a close, by offering to refund all my charges £540.00.If i accept their offer i have to sign and return the setlement form, they have sent. I am pleased with this result, and will accept their offer, and as the form, only says i am accepting their offer, and no inclusions like keeping it secret and not take further action in the future, i am happy with that.I would like to thank everyone on this site, and the Adinisters of the site, for making this at all possible.A donation, will be made, as soon as i have the funds in my account.Many thanks. |
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26th May 2006, 21:47
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#6 (permalink)
| | Site Team | Re: Another preliminary repyment request for Capital One. Congratulations - another victory against the infamous Mr Udy!
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Alan, Derby, UK. Help keep this site open by buying one of these great resources: Postage £1 - Delivery in the UK only. Click on the above link to place your order - payment by Paypal. _________________________ _______ Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member. DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY. Advice given is purely my opinion, and is not based on any legal training. |
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reg. office:- 923 Finchley Road,
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NW11 7PE
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