Hi all,
Took me a while to read and digest all the info regarding how to claim monies owed to me but I've drafted a Subject Access Request letter from the templates readily available and am ready to post.
I've made several late payments but nothing too serious and have had the card less than 18 months.
I've already sent my Subject Access Request off to First Direct but forgot to sign it. They did, however, return it pretty soon requesting a signature and provided a pre-paid envelope with the relevant person's name on it. How effecient!
I'm feeling anxious but optimistic at the same time.
Good luck everyone and I'll keep you posted.
Hwangsie
