Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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| | | | | | | Other Institutions Successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
9th November 2006, 16:52
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 #1 (permalink)
| | Gold Account Customer |  Innocent vs Capital One ***WON***
Decided to use registered address on MCOL:
350 Euston Road
London
NW1 3JJ
It was accepted.........
One claim for 2 accounts (mastercard and visa)
CLAIM NUMBER 6QZ82283
£1725.70 + £245.78 (8%) + costs + 38p daily
MODS PLEASE ADD TO LITIGATION SECTION
"Thankyou"  | 
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8th December 2006, 19:40
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#5 (permalink)
| | Gold Account Customer | Re: Innocent vs Capital One
Just checked MCOL You are unable to take any further action online on this claim.
The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.
Haven't received anything yet thru the post????
Innocent  | |
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11th December 2006, 15:40
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#10 (permalink)
| | Gold Account Customer |  Re: Innocent vs Capital One WONNNNNN!!!!!
Letter received today dated 5th Dec from 'Graham Daley, Executive Office': Write in connection with claim....
Denied that these fees are unlawful... terms and conditions...
"Whilst we do not accept liability for the claim, I have in an effort to resolve this matter without the need for court hearing, refunded £x to your mastercard account and £x to your visa account. This refund has cleared your balances and left your accounts £16.90 in credit. I have arranged to send you a cheque for this amount today and it should arrive within 14 working days."
"These refunds are made purely as a gesture of goodwill and we will now defend this claim on the basis that we have refunded the correct amount."
We may still add fees...
Hope happy with resolution.....
Yours sincerely
I WONNNNNNNNNNN!!!!! 2 CREDIT CARD BALANCES CLEARED AND A XMAS PRESENT OF £16.90
(with exception of 38p daily over 4 weeks.... big deal lol)
(Its my first battle to win and I am so happy)
(Capital 1 is so easy )
Thankyou for all ur help and support here........ really appreciative to know so many others going through same process... and to know their next move before they do 
I will donate at relevant time....as soon as i know funds cleared.... which leads me to ask... *When do I cancel MCOL? When I receive my next statements and the small cheque? *Should it be sooner, as there is a danger they stilll want to defend the case, as written? THANKYOU THANKYOU THANKYOU Innocent  | |
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11th December 2006, 16:00
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#13 (permalink)
| | Gold Account Customer |  Re: Innocent vs Capital One WONNNNNNNNNNN
Thanks LOU and everyone else.......
Portsmouth 1 (at last) Southampton 1 eh?
Now lets hope our NatWest claims come next lou (one step closer to debt free)
CHEERSSSSSSS
Innocent | |
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11th December 2006, 18:03
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#15 (permalink)
| | Platinum Account Customer |  Re: Innocent vs Capital One WONNNNNN!!!!!
Quote:
Originally Posted by innocent  Letter received today dated 5th Dec from 'Graham Daley, Executive Office': Write in connection with claim.... Denied that these fees are unlawful... terms and conditions... "Whilst we do not accept liability for the claim, I have in an effort to resolve this matter without the need for court hearing, refunded £x to your mastercard account and £x to your visa account. This refund has cleared your balances and left your accounts £16.90 in credit. I have arranged to send you a cheque for this amount today and it should arrive within 14 working days." "These refunds are made purely as a gesture of goodwill and we will now defend this claim on the basis that we have refunded the correct amount." We may still add fees... Hope happy with resolution..... Yours sincerely I WONNNNNNNNNNN!!!!! 2 CREDIT CARD BALANCES CLEARED AND A XMAS PRESENT OF £16.90
(with exception of 38p daily over 4 weeks.... big deal lol)
(Its my first battle to win and I am so happy)
(Capital 1 is so easy )
Thankyou for all ur help and support here........ really appreciative to know so many others going through same process... and to know their next move before they do
I will donate at relevant time....as soon as i know funds cleared.... which leads me to ask... *When do I cancel MCOL? When I receive my next statements and the small cheque? *Should it be sooner, as there is a danger they stilll want to defend the case, as written? THANKYOU THANKYOU THANKYOU Innocent |
WELL DONE! did they also cough up for the contractual interest! as I am just a couple of weeks behind you.am
DS | |
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CLICK MY SCALES IF I HAVE BEEN USEFUL 
