Falconer V Capital One Credit Card

[sallou1978]

Hi
Sent Letter to Capital One on 30th October'06, still waiting for reply will give them until 17th November and then proceed with online court claim.
Sally

Claiming from Nationwide and HSBC also.

[LeeS80]

Hi Sallou,
Which letter did you send to them on 30/10?

[sallou1978]

On the template section there is a sepcific letter for credit cards i use that.

[sallou1978]

Hi
Recieved a letter yesterday 15th November for a settlement of £200.
I won't except this as charges total £800.
Can anyone tell me how i go about the next step?
They forgot to enclose the letter for my to send back agreeing to offer. So do I write and tell them i will not except there offer and take them to court.
Any help would be great thanks you!
Sally

[Mumofthreeboys]

This is what you need then http://www.consumeractiongroup.co.uk...ent-offer.html

[sallou1978]

Thank you for your help thats great, and i'll get right onto it over the weekend.

[sallou1978]

Hi
I have recieved a letter after my rejection of there offer that that will be there only offer and i am not sure what to do next? If i take them to court will the pay?
Any help would be great thank you!
Sally

[ukaviator]

Hi Sally

If you have tried the tried and tested procedures so far and they have failed to settle, then the next step is Moneyclaim. They will normally pay out when they get served.

Ukaviator

[sallou1978]

Hi
Took capital one to court and they took there time but have decided to settle got a letter about two weeks ago stating that they have refunded the whole amount on my my credit card which is now in credit and they are sending a cheque with balance but to allow 14days for it. So that day is the 26th January so awaiting the post everyday as it then tkaes 5 days to clear and could do with the money. If this doesn't happen i will continue to tkae them to court. so fingers crossed will keep you posted.
Sally

[sallou1978]

Hello
Recieved the outstanding amount in a Cheque today and quickly payed it into account! So another one settled!! Hurray!!

[devil78]

hi guys .sorry to disturb u but am nu user.i know i can claim from banks but does this also include my late payment intrest charges to mi cap one credit card?not sure how all this works plz advise.

[sallou1978]

Yeah it works in a simular way. You can claim back late payments and over limit charges. It's a different letter which you will find on this site. But and same process. Good Luck!

[TheGreatStufa]

well done on the settlement, lets just hope mine comes soon!