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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 23rd October 2006, 11:30   #1 (permalink)
willmurr6
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Watch out, there are Claims Touts about!

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Join Date: Aug 2006
Posts: 144
willmurr6 Novitiate
Angry loulou v capital one
Hi am looking for some help please,I phoned cap one a week ago requesting statements for last 6 years with much surprise i received them this morning,haven't even sent them the £10 for them.Anyway my queiry is on my statements the charges are listed as.

Overlimit fee charge
late payment fee charge
purchase interest
cash interest

Can someone please tell me what charges i can claim for,to be honest i am sick of them and would love to get them off my back,but when you are paying £50 per month by standing order and getting charged £56 this looks impossible i am also being harrassed every week sometimes 2/3 times a week by them phoning me.I would even be happy for them to just clear my account and let me get on with my life without being scared to answer a phone,but know they owe me more than that.Sorry if i have been going on a bit but i just want to get rid of this horrible company.
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Old 23rd October 2006, 11:34   #2 (permalink)
livelylad
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Default Re: loulou v capital one
Quote:
Originally Posted by willmurr6
Hi am looking for some help please,I phoned cap one a week ago requesting statements for last 6 years with much surprise i received them this morning,haven't even sent them the £10 for them.Anyway my queiry is on my statements the charges are listed as.

Overlimit fee charge
late payment fee charge
purchase interest
cash interest

Can someone please tell me what charges i can claim for,to be honest i am sick of them and would love to get them off my back,but when you are paying £50 per month by standing order and getting charged £56 this looks impossible i am also being harrassed every week sometimes 2/3 times a week by them phoning me.I would even be happy for them to just clear my account and let me get on with my life without being scared to answer a phone,but know they owe me more than that.Sorry if i have been going on a bit but i just want to get rid of this horrible company.

Read this link.

http://www.consumeractiongroup.co.uk...r.html?garpg=6
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Old 23rd October 2006, 23:54   #3 (permalink)
willmurr6
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Posts: 144
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Default willmurr6 v capital one
Hi Livelylad
Sorry for the delay in posting to thank you for your advice.Hubby has just completed the prelim letter with all charges and was really shocked as it totaled about £1500,so will get it posted off tomorrow and see if they respond as quickly as they did with statements.will keep you posted of any developments.
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