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The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

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The Bank Action Group - against unlawful bank charges
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 20th September 2006, 21:39   #1 (permalink)
Cornershop
Basic Account Customer
Default Capital Deposit Refund

Hi,
I'm new to this site but would appreciate help from your members. My wife opened a Capital One Card account for which she sent a £200 security deposit. After many months she now has other cards and as she has a balance of £193 she asked Capital One to take this from her deposit and send her the balance then close the account. They have refused, saying that she must pay the £193 and then they will refund the £200. I think this is unreasonable and quite obviously a ploy to keep customers paying their interest for longer. Has anyone else experienced this? And if so how did they deal with it?
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