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The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 11th August 2006, 09:53   #1 (permalink)
Switch
Classic Account Customer
 


I am in: London
Posts: 219
Switch Novitiate
Default Are they closing accounts

I am about to process a claim with Capital One on behalf of my other half.

As a rule of thumb, are Capital One refunding the charges or knocking them off of any outstanding balance and are they closing the accounts for those that try and claim off them.
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Old 12th August 2006, 00:44   #2 (permalink)
Sem
Basic Account Customer
Default Re: Are they closing accounts

I'm claiming on capital one and Ive been reading this forum since I signed up and I've never come across a case where someones account was closed after a successful claim
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Old 12th August 2006, 22:00   #3 (permalink)
too strong
Classic Account Customer
 


I am in: leeds
Posts: 217
too strong Novitiate
Default Re: Are they closing accounts

Neither have I, but we still have to remember that CAPITAL ONE is still making a fortune out of us especially if you have one of their "high interest sort your credit record out" type cards. They know that and will not be too quick to get rid.
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Old 12th August 2006, 22:56   #4 (permalink)
Bean
Gold Account Customer
 
Bean's Avatar
Smile Re: Are they closing accounts

Read this, it will help:
FSA position on account closures and default charges
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