Kibby v Capital One **WON**

[kibby]

Lodged claim and got my court papers dated 12 november. they say that capital one have until the 23rd of december to pay me and if they dont i have to fill in the decree that they sent me.

Its now been 3 weeks and I havent heard a thing from anyone. Is this normal???

[kibby]

Im starting to panic now because i've been reading more threads and some people ended up in court. I hope mine doesnt come to that

[ukaviator]

Is it just charges Kibby?

They do wait until the last minute to file or pay up.

[kibby]

Yeah its just charges and the 8% interest. Im sure i have a default but at the minute all i want is my money back.

Should i be worried?

[ukaviator]

Not at all, this is common with them. They wait until the last minute before they pay up.

[kibby]

Its just that when reading other peoples threads they have received letters of acknowledge of the claim from capital one and I havent. Just wondering could it be because capital one r trying to pass it off because my account was passed to Capquest.

Really wanted the money for xmas

[ukaviator]

It maybe worth giving the court a call in the morning to see if they have heard anything..

[kibby]

Sorry about all the questions but are capital one supposed to acknowledge the claim with the court or me for that matter?

[ukaviator]

They acknowledge the court, and the court then send you out confirmation that they intend to defend or pay up. Most of the time it is that they intend to defend, which they very rarely do.

[kibby]

I checked with the court house today about my claim and capital one havent acknowledged my claim yet. Even the girl on the fone said that they usually leave it to the last minute. Heres hoping i'll have my money for the new year.

Thanks for the advice, i'll update the thread as and when i hear somethin.

[ukaviator]

Ok, at least she confirmed what we had said on here, they do leave it to the last minute before they react.

[kibby]

HAPPY DAYS - Just got a letter from Capital one this morning saying the usual stuff, these charges are not unlawful blah blah blah, however I wish to resolve this matter without the need for a court hearing.

These refunds are a gesture of goodwill, yeah right!!!

Claim settled. Thanks for all the advice and anyone chasing their charges back keep at them, they give in right at the end.

[ukaviator]

Well done great result. . .

[skintboy69]

Congratulations Kibby.

Who's next??

T.

[kibby]

Im gonna start on barclaycard now, i started it last year but never got round to lodging my claim so im gonna start over afresh and c wat new charges they've applied to my account

[skintboy69]

Surprise surprise; you'll find me on there too.

Best of luck.

T.