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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 2nd December 2008, 12:54   #1 (permalink)
scatz1972
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Default Notice of Default Sums

Is this a new letter that everyone is getting when they are late with their payment? Or do is it because I sent them a Subject Access Request, or am I paranoid?
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Old 5th December 2008, 01:28   #2 (permalink)
steven4064
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I am in: Lancashire
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Default Re: Notice of Default Sums

Hi skatz

A lot of people seem to get it - note that it is not a Default Notice but it is designed to make you think it is - it is only a notice that they may intend to issue a DN, maybe, sometime in the furture, if they feel like it (although they probably won't - they will just sell the debt on)
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Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

Do you want to know if a credit agreement is enforceable? See Consumer Credit Agreements

My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
NatWest Claim 2 Statements received - on hold
NatWest Claim 3
LBA sent - on hold
Brighthouse Won unconditionally August 2007
Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
Next Catalogue - Statements recieved
Clydesdale Financial Services Won unconditionally February 2008

Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

You can e-mail me at steven4064 at consumeractiongroup.co.uk . However, please note, I will not give advice by PM or e-mail. Please
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