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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 4th December 2008, 23:17   #61 (permalink)
ukaviator
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Default Re: Capital one n1 claim help

It would be difficult to go into court for the contractual interest alone, someone here tried and it didn't go down too well. I will see if i can find it. .
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Old 4th December 2008, 23:26   #62 (permalink)
animal_lover
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Default Re: Capital one n1 claim help

I haven't cashed the cheque yet, What if i return it and carry on with the full amount.

AL
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Old 4th December 2008, 23:35   #63 (permalink)
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Default Re: Capital one n1 claim help

UK

You may be thinking of this Contractual Interest - Precedent - LOST

However, it was not the fact that he went for contractual interest alone but that it was on the wrong basis. The Sempra case which is now the precedent for contractual interest was a case for contractual interest alone.
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Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

Do you want to know if a credit agreement is enforceable? See Consumer Credit Agreements

My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
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NatWest Claim 3
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Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

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Old 5th December 2008, 04:54   #64 (permalink)
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Default Re: Capital one n1 claim help

Ah yes i remember that one as well. The one i was looking at is here:

Forteboy Vs Capital 1

It went to court and contractula interest claim was turned down, Capital One turned up to defend.
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Old 5th December 2008, 06:04   #65 (permalink)
animal_lover
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Default Re: Capital one n1 claim help

Should i leave it then as i still got nearly £200 or should i return the cheque and carry on claiming all of it.

Thanks

AL
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