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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 31st July 2008, 16:02   #41 (permalink)
ukaviator
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Default Re: Capital one n1 claim help

You have mail . . .
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Old 31st July 2008, 17:01   #42 (permalink)
animal_lover
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Default Re: Capital one n1 claim help

LOL Thanks, I have a Route 21 Account with is sort of like the Royalties account is that ok to use in the spreadsheet? and do you have one with compound interest that i can use please.


Thank you
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Old 31st July 2008, 18:27   #43 (permalink)
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Default Re: Capital one n1 claim help

Yes i do ..... will be there shortly.
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Old 31st July 2008, 18:42   #44 (permalink)
animal_lover
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Default Re: Capital one n1 claim help

Thanks again
I have a Route 21 Account with is sort of like the Royalties account is that ok to use in the spreadsheet?
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Old 1st August 2008, 01:44   #45 (permalink)
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Default Re: Capital one n1 claim help

On
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Old 1st August 2008, 01:46   #46 (permalink)
animal_lover
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Default Re: Capital one n1 claim help

On the fee remission form under the case/claim number there is a space to answer - What is the title/number of the form you need the court to issue. Does anyone know what needs to go there.

Thanks
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Old 18th November 2008, 15:13   #47 (permalink)
animal_lover
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Default Re: Capital one n1 claim help

Recieved a letter today to say Capital One are going to defend.

Only managed to send N1 last week after numerous delays
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Old 18th November 2008, 16:51   #48 (permalink)
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Default Re: Capital one n1 claim help

They always say that, never actually do defend though.
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Old 18th November 2008, 17:40   #49 (permalink)
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Default Re: Capital one n1 claim help

I hope so, i've heard that you usually get payment within 2/3 weeks, Is that right?

Just in time for christmas
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Old 19th November 2008, 10:35   #50 (permalink)
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Default Re: Capital one n1 claim help

Hi

Sorry to jump in like this....but what spreadsheet did you use, I cant seem to get to grips with the one in the library
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Old 19th November 2008, 16:30   #51 (permalink)
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Default Re: Capital one n1 claim help

Hi,

I'll see if i can put it on the forum, it got sent to me via email of one of the caggers as i couldn't work the ones in the library either.

It works out the contractual interest and the 8%.

AL
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Old 2nd December 2008, 21:57   #52 (permalink)
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Default Re: Capital one n1 claim help

Hi, just to update and to get some advice

When i originally sent my claim to Cap One it was for the charges as i wasn't sure how to work out the interest.

When i sent the N1 to court i added the contractual interest.

Today i recieved a cheque for nearly £180 less than my claim was on the N1.

They still have until the 17th December before they need to send all the things for there defence.

Any ideas on what i should do and should i not cash the cheque until i recieve the rest of the money

AL
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Old 3rd December 2008, 00:15   #53 (permalink)
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Default Re: Capital one n1 claim help

THank them for the cheque but point out that is less than your claim and that you intend to carry on.
__________________
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Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

Do you want to know if a credit agreement is enforceable? See Consumer Credit Agreements

My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
NatWest Claim 2 Statements received - on hold
NatWest Claim 3
LBA sent - on hold
Brighthouse Won unconditionally August 2007
Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
Next Catalogue - Statements recieved
Clydesdale Financial Services Won unconditionally February 2008

Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

You can e-mail me at steven4064 at consumeractiongroup.co.uk . However, please note, I will not give advice by PM or e-mail. Please
send a link
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Old 3rd December 2008, 00:33   #54 (permalink)
animal_lover
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Default Re: Capital one n1 claim help

So if i cashed it they wouldn't just take it that i've accepted it as the full amount.

I'll send a letter tomorrow

Thanks

AL
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Old 3rd December 2008, 00:35   #55 (permalink)
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Default Re: Capital one n1 claim help

I don't think so. If you are worried that they might try that, just send it them back
__________________
Steven

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

Do you want to know if a credit agreement is enforceable? See Consumer Credit Agreements

My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
NatWest Claim 2 Statements received - on hold
NatWest Claim 3
LBA sent - on hold
Brighthouse Won unconditionally August 2007
Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
Next Catalogue - Statements recieved
Clydesdale Financial Services Won unconditionally February 2008

Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

You can e-mail me at steven4064 at consumeractiongroup.co.uk . However, please note, I will not give advice by PM or e-mail. Please
send a link
to your thread and I will do my best to answer there.
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Old 4th December 2008, 00:57   #56 (permalink)
animal_lover
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Posts: 682
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Default Re: Capital one n1 claim help

Thanks, i'll just cash it as i could do with it now and if they say i accepted it as full payment of my claim or something i'll just say that it wasn't on the letter and keep the letter as proof.

Thanks

AL
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