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The Bank Action Group - against unlawful bank charges
 > Other Institutions > Capital One
Reload this Page FRUITBAT v CAPITAL ONE


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 28th June 2006, 15:11   #1 (permalink)
fruitbat
Basic Account Customer
 


I am in: North Essex
Posts: 48
fruitbat Novitiate
Cool FRUITBAT v CAPITAL ONE
Here we go - initial Data Protection Act subject request letter and £10 fee sent recorded delivery today - now its just a matter of playing the waiting game.

_______________________
Capital One - Data Protection Act letter sent 29.6.06
Last edited by fruitbat; 29th June 2006 at 14:12.
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Old 4th July 2006, 12:25   #2 (permalink)
ray.corps
Basic Account Customer
 
Posts: 34
ray.corps Novitiate
Default Re: FRUITBAT v CAPITAL ONE
I think we are in for a long wait - I sent mine on 9th June and have not heard anything yet.

My account was passed on to Intrum Justitia who are the worst people I have ever dealt with. I am just about to report them to the OFT for continuing to phone me when I have instructed them to write. They talk to you like you are dirt and talk over you when you are trying to make a point.

I am taking my claim form to court today against Black Horse Finance for failing to comply with my Data Protection Act request.
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Old 4th July 2006, 12:39   #3 (permalink)
fruitbat
Basic Account Customer
 


I am in: North Essex
Posts: 48
fruitbat Novitiate
Default Re: FRUITBAT v CAPITAL ONE
Acknowledgement letter received this morning from Katherine Blunt. She has requested back statements and will forward to me upon receipt!!
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Old 28th July 2006, 01:33   #4 (permalink)
fruitbat
Basic Account Customer
 


I am in: North Essex
Posts: 48
fruitbat Novitiate
Default Re: FRUITBAT v CAPITAL ONE
Statements arrived this morning (4 weeks to the day since request!!). Charges on 2 different accounts: £827 and £360 respectively. Can anybody confirm that it is OK for me to claim for two separate accounts at the same time (all the same company so I assumed it was). Then I can do schedule of charges and initial request for refund of my charges off in the post asap.

Fruitbat
Last edited by fruitbat; 31st July 2006 at 19:18.
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Old 28th July 2006, 02:07   #5 (permalink)
clayts
Classic Account Customer
 
Posts: 332
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Default Re: FRUITBAT v CAPITAL ONE
Yeah, do them as one
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Old 14th August 2006, 00:53   #6 (permalink)
fruitbat
Basic Account Customer
 


I am in: North Essex
Posts: 48
fruitbat Novitiate
Default Re: FRUITBAT v CAPITAL ONE
11.8.06 - Standard response received saying they need 4 weeks to investigate. Investigate what - they seem to always pay up in the end so why not just GIVE ME MY MONEY now and save us both a lot of time and effort. Their 14 days is up tomorrow so I guess next stage is LBA? Very nervous that I'll be the one they take all the way to court but am just gonna go for it.
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Old 3rd September 2006, 16:06   #7 (permalink)
fruitbat
Basic Account Customer
 


I am in: North Essex
Posts: 48
fruitbat Novitiate
Default Re: FRUITBAT v CAPITAL ONE
LBA sent 15.8.06.
Reply received 2.9.06 with an offer of £437.
Think I will file MCOL next week and wait for £1187 instead.

Fruitbat
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Old 17th October 2006, 02:54   #8 (permalink)
fruitbat
Basic Account Customer
 


I am in: North Essex
Posts: 48
fruitbat Novitiate
Default Re: FRUITBAT v CAPITAL ONE
Funds finally permitted me to file MCOL yesterday, grand total of £1538.39. How long til CRAP ONE concede defeat?
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« wewonitfivetimes v Capital One | chris »


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