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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 1st July 2007, 00:27   #1 (permalink)
tripsy1
Basic Account Customer
 


I am in: Newport, South Wales
Posts: 11
tripsy1 Novitiate
Default adding charges when taking cap one to court

Hi guys

I have just totalled up the costs for Capital One to take them to court, however, I have now added costs from before 6 years ago.

On the original letter to Capital One and the subsequent offers they sent to me, they have a schedule of charges not including those over 6 years ago.

Am I allowed to now add these on as they total another £140. I have added them as I have read somewhere that there is nothing to say that you can't claim for longer than that time ago.

Should I add them to my court claim or not? (I haven't completed the court details yet so can amend as necessary)

Thanks all

Sarah
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Old 1st July 2007, 16:49   #2 (permalink)
midge61
Platinum Account Customer
Default Re: adding charges when taking cap one to court

HI
You can keep adding charges up until court claim is submitted. Once claim is submitted if you wish to alter the claim in anyway you have to apply to the court to do so at a cost of £35 (non re-claimable)
Good luck
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