Pay It Back Campaign

[meagain]

Originally Posted by slick132

Methinks Danny's Trolling

Hence the less-than-sensible-but-still-awesomely-true example used

[Slartibartfast]

Originally Posted by dannyg888

but back on to learning, if the bank charge was set at 10 pound everyone will be going overdrawn and wont give a dam but being set at 30 pounds youre meant to be learning from a mistake. its like getting a speeding ticket or parking on double yellas when you get that fine you wont do it again will ya

I've heard of a police state but a bank police state is just mind bogglies!
Mind you...

[Chromatix]

The best solution to "learning" is for the banks to simply refuse transactions for which there aren't enough funds, and not charge for doing so. None of this nonsense about "buffer zones", "unauthorised overdrafts" and "referral fees". This would fairly quickly teach people that they can't take what they don't own.

...oh, wait. *That's* why the banks don't already do it.