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Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. |
29th March 2007, 12:21
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#241 (permalink)
| | Platinum Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Oct 2006
Posts: 1,777
| Re: Financial Ombudsman - a recommendation Simon,
we agree with you. Long gone are the days when titles like these instill any confidence. Those of us who are 'old' campaigners realised these people are NEVER to be trusted and yes they will try to manipulate people, but sadly for them, it isn't going to happen, no matter what designation they use. For me ever to believe any of these institutions again, the letter would have to come from the Chairman of the Board of Directors and that will never happen. |
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25th April 2007, 09:55
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#242 (permalink)
| | Classic Account Customer | Re: Financial Ombudsman - a recommendation isn't a huge cop out on the part of FOS? i.e
We can investigate wrongdoing but not enforce anything, We can't investigate any wrongdoing if it is being enforced by other methods.
How much does this organisation get from the banks for doing absolutely nothing? Seeming enough to pay high-heid-yins 65K a year for 11 meetings. |
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26th April 2007, 14:18
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#243 (permalink)
| | Basic Account Customer
Watch out, there are Claims Touts about! Cagger since
: Jun 2006 I am in: Gloucester
Posts: 11
| Re: Financial Ombudsman - a recommendation having used the FOB we were so disapointed with their effort we decided to go alone, with help from a certain web site.
go for it alone its more fun with gain in sight. |
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30th April 2007, 08:59
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#244 (permalink)
| | Basic Account Customer | Re: Financial Ombudsman - a recommendation My letter today to the financial ombudsman: (cc The Guardian, & Here). I will keep people posted of the outcome
30 April 2007
Dear Sir/Madam,
I have recently written to the NatWest bank. On 11/04/2007 I wrote regarding my bank account with them (XXXXXXXX held at XXXXXXXXXX branch) and on 03/04/2007 regarding bank account XXXXXXXX held at XXXXXXXXX branch). Both these letters were final letter before action and gave notice that after 14 days had elapsed I reserved the right to institute proceedings without further notice for return of illegally taken bank charges in the past six years.
Having heard nothing from them, I telephoned Their customer relations department (0208 236 8007) on 20/04/2007 @15:30 and spoke with a chap called Alan. I asked if they would be meeting my claim. To which I was given no specific answer, only that their aim was to respond to all claims within 'the 56 day FSA guidelines' (not indicating whether the claim would be met in full at that time or not).
Surely, given that the reputation of these financial institutions is suffering badly due to their illegal activities being exposed (indeed I recently heard it subsinctly expressed by a friend of mine as 'banks in this country suck the sweat off a dead man's b*****ks'!). Isn't it about time that someone with a bit of authority suggested that they meet the 14 day deadline given in letters before action rather than meet some arbitry 56 day deadline. That way they might actually have a chance of not be seem as financial pariahs and restore their tattered, tawdry reputation instead of being repeatedly dragged through the courts by dissatisfied customers.
It would appear to any reasonable man that there is a distinct lack of common sense, control or regulatory authority over these financial institutions while the guidence that they are given is at odds with legal reality. I just thought I ought to point this out in the hope that you will actually do something about this situation.
Yours sincerely |
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2nd May 2007, 22:55
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#245 (permalink)
| | Gold Account Customer | Re: Financial Ombudsman - a recommendation Please remember that the FO when requesting a bank to settle does not include interest owed. "Not within their remit". |
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25th April 2008, 00:58
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#248 (permalink)
| | Basic Account Customer | Re: Financial Ombudsman - a recommendation one thing really gets me with the bank charges
and thats customers who do not learn from their mistakes
]
see youre all expecting to get money back for being charged but you need to look at why you got charged in the first place. and the bottom line is you cant manage your finances but for some chases its understandable eg standing order/ direct debit went out when it shouldnt have.
but back on to learning, if the bank charge was set at 10 pound everyone will be going overdrawn and wont give a dam but being set at 30 pounds youre meant to be learning from a mistake. its like getting a speeding ticket or parking on double yellas when you get that fine you wont do it again will ya and anyway i cant see the banks losing but if they do youll all have to start paying for your accounts which will upset many people and more than likely cost alot more than one or two charges
-danny- |
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25th April 2008, 10:58
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#249 (permalink)
| | Platinum Account Customer | Re: Financial Ombudsman - a recommendation Quote:
Originally Posted by dannyg888 one thing really gets me with the bank charges
and thats customers who do not learn from their mistakes
]
see youre all expecting to get money back for being charged but you need to look at why you got charged in the first place. and the bottom line is you cant manage your finances but for some chases its understandable eg standing order/ direct debit went out when it shouldnt have.
but back on to learning, if the bank charge was set at 10 pound everyone will be going overdrawn and wont give a dam but being set at 30 pounds youre meant to be learning from a mistake. its like getting a speeding ticket or parking on double yellas when you get that fine you wont do it again will ya and anyway i cant see the banks losing but if they do youll all have to start paying for your accounts which will upset many people and more than likely cost alot more than one or two charges
-danny- | One thing that really gets me is how people in this country can leave school unable to spell or punctuate correctly ! |
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25th April 2008, 11:15
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#250 (permalink)
| | Platinum Account Customer
Watch out, there are Claims Touts about! Cagger since
: May 2006 I am in: Lovely Dorset
Posts: 8,525
| Re: Financial Ombudsman - a recommendation phatram Also will someone tell dannyg that banks can't 'punish' anyone please
Also danny seems to be another advocate of 'rob the poor to feed the rich'
Incidently only an idiot now thinks there is now or there has ever been such a thing as 'free' banking.........That myth was debunked ages ago |
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25th April 2008, 13:39
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#253 (permalink)
| | Site Team | Re: Financial Ombudsman - a recommendation JC,
Instead of insulting Trolls, take a peek at Danny's homepage on his user CP. He's Administartor of a site with..................26 members !
You'll be able to read about "How to Kiss", "Sex as a Student" and "Do u Smoke".
Bless, no wonder he has to get out sometimes.  |
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25th April 2008, 19:05
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#256 (permalink)
| | Site Team
Watch out, there are Claims Touts about! Cagger since
: Feb 2007 I am in: Planet Thanet, Kent
Posts: 8,475
| Re: Financial Ombudsman - a recommendation I was wondering earlier if Administrator Danny had taken the time to consider how unwise it might be to upset users on a serious (ish) forum which has 176,000+ users.
We could certainly help them increase the record max no. on forum at one time - current record 8 on one day !
In fact, I sure we could blow his server with one concerted effort.  |
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