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Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. |
25th August 2006, 17:56
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#1 (permalink)
| | Platinum Account Customer | Leaflet / Card drops in (or around) branches? ....... containing something along the lines of -
"Have you been charged by your bank for exceeding overdraft limits or returned Direct Debits, etc? As a disproportionate penalty, these charges are unlawful and YOU CAN CLAIM THEM BACK! See www.consumeractiongroup.c o.uk to find out how."
I was thinking this while I was in the (huge, as ever) queue at scummy Lloyds the other day, as a way of getting the message about the banks charges into an even wider domain. Even though public awareness of the rip off is growing due to all the recent press and TV coverage, you can bet that the vast majority of the people stood in the banks vast queues at any one time have'nt got a clue about the nature of their charges, and just 'tut' and pay them at the end of every month.
I'm sure there may be some legal issues involved with this - particularly if the CAG address was used - but any thoughts would be appreciated
__________________ Please remember to DONATE! Help CAG keep up the fight! Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional. |
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28th August 2006, 18:43
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#2 (permalink)
| | Basic Account Customer | Re: Leaflet / Card drops in (or around) branches? that sounds a good idea dunno about the legal side tho |
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29th August 2006, 13:41
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#3 (permalink)
| | Classic Account Customer | Re: Leaflet / Card drops in (or around) branches? If you just had a template leaflet in word, people could print them and go for a trip into town. Perfect for people like me who is a lazy bogger, works evenings and has nothing to do during the day! lol - I'd do it, but it's just if CAG would get into trouble if I stood outside my bank and attempted to give their customers this info!!! |
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29th August 2006, 19:42
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#4 (permalink)
| | Platinum Account Customer | Re: Leaflet / Card drops in (or around) branches? It's been discussed before and I think the main problem revolved around one word, believe it or not: Litter.
Mad, isn't it. |
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29th August 2006, 20:04
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#5 (permalink)
| | Platinum Account Customer | Re: Leaflet / Card drops in (or around) branches? I like the new look, Bookworm. have you just been down to the Salon? |
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29th August 2006, 21:27
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#6 (permalink)
| | Site Team | Re: Leaflet / Card drops in (or around) branches? Hi all
We like the idea, but as Bookworm says, it has been discussed before and discounted. We need to be aware of the potential for banks finding anything with which to fight back at us, since they don't have much going for them!
There is no way we could allow leafleting inside a bank (unless a manager had given permission!!) and even outside on the streets you would find that people would take your leaflet and drop it once out of your site - some people would rather do that then say no to you.
You're also up against the traditional 'salesmen' who pester shoppers on a regular basis, so when people see you with leaflets their first choice is likely to be a 20degree turn to avoid you.
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer. |
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29th August 2006, 22:00
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#7 (permalink)
| | Classic Account Customer | Re: Leaflet / Card drops in (or around) branches? But you could quite legally post them through doors...? |
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29th August 2006, 22:02
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#8 (permalink)
| | Site Team
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Mar 2006 I am in: balanced
Posts: 8,741
| Re: Leaflet / Card drops in (or around) branches? Yes. At least I bloomin' well hope so, I've just done a leaflet drop in my home town - 1,547 homes........
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer. |
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29th August 2006, 22:06
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#9 (permalink)
| | Classic Account Customer | Re: Leaflet / Card drops in (or around) branches? And post them to who you like.... |
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29th August 2006, 22:13
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#10 (permalink)
| | Classic Account Customer
Watch out, there are Claims Touts about! Cagger since
: May 2006
Posts: 286
| Re: Leaflet / Card drops in (or around) branches? but if you hand a leaflet to someone, and they drop it, it is their litter, not yours. |
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29th August 2006, 22:15
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#11 (permalink)
| | Classic Account Customer | Re: Leaflet / Card drops in (or around) branches? Sainsburys have a business card rack in their stores, suitable cards could go in there for a small payment... |
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29th August 2006, 22:16
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#12 (permalink)
| | Classic Account Customer | Re: Leaflet / Card drops in (or around) branches? Flyposters get away with posting unsolicited flyers, how does that work.....? |
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29th August 2006, 23:29
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#13 (permalink)
| | Site Team | Re: Leaflet / Card drops in (or around) branches? Quote: |
Originally Posted by cumbria123 but if you hand a leaflet to someone, and they drop it, it is their litter, not yours. | But that's not the point. We have to maintain a position that gives no ammunition, and a street full of leaflets promoting our cause is not, well - 'promoting' - is it?
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer. |
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29th August 2006, 23:30
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#14 (permalink)
| | Site Team | Re: Leaflet / Card drops in (or around) branches? Quote: |
Originally Posted by cumbria123 Flyposters get away with posting unsolicited flyers, how does that work.....? | "Don't get caught" - not "get away with". A big difference.
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer. |
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30th August 2006, 01:46
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#15 (permalink)
| | Classic Account Customer | Re: Leaflet / Card drops in (or around) branches? So, postboxes are OK, but bank-territory and public spaces are off-limits?
Got it.
I'll go draw up the leaflets... |
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30th August 2006, 17:15
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#16 (permalink)
| | Platinum Account Customer | Re: Leaflet / Card drops in (or around) branches? At one point, I was vaguely tempted to get a banner done up saying "THIEVES" in large letters to hang in the vicinity of a bank. Of course, they can't sue for libel, since you can only do that if the statement is patently false
Of course, I do not encourage anyone to actually do that, just in case the banks do decide to try it on anyway - libel trials in general aren't nice. This spurred me to another random thought, which I will not reveal in this part of the forum just in case someone actually does try it. |
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31st August 2006, 17:22
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#17 (permalink)
| | Basic Account Customer | Re: Leaflet / Card drops in (or around) branches? What about drumming up donations to finance a legitimate bill-board advert. Right at the end of the high street where the banks are in a major city would be good. |
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31st August 2006, 19:04
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#18 (permalink)
| | Site Team | Re: Leaflet / Card drops in (or around) branches? Quote: |
Originally Posted by andyhargreaves What about drumming up donations to finance a legitimate bill-board advert.... | I think it's fair to say we barely get enough to run the site, never mind funding a billboard advert.... 
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer. |
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2nd September 2006, 00:23
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#19 (permalink)
| | Gold Account Customer | Re: Leaflet / Card drops in (or around) branches? How about some t shirts? i could have a nose round and see if i can get a good price. I'd love to walk into my bank wearing one of them. I'm sure they already dislike me anyway since i go there so often. besides, it would be a chance to show off my assets! I can just see it now... great big letters across my chest saying: "your bank is screwing you" or words to that affect. |
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2nd September 2006, 10:30
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#20 (permalink)
| | Site Team
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Mar 2006 I am in: balanced
Posts: 8,741
| Re: Leaflet / Card drops in (or around) branches?
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer. |
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